LAMal 2026 · Updated
Health insurance premiums Zurich 2026
2026 LAMal premium overview in Zurich across all age brackets: median 551.70 CHF/month, range from 516.50 to 604.30 CHF across active health funds. Data from FOPH/BAG (CHF 300 deductible for adults, no accident cover). Use the grid below to open the age bracket you need and see the full ranking of funds with alternative models (family doctor, telmed, HMO).
Median by age bracket in Zurich
| Bracket | Median | Open |
|---|---|---|
| children (age 0-18) | 111.63 CHF/month | Open → |
| young adults (age 19-25) | 406.17 CHF/month | Open → |
| adults (age 26-30) | 551.70 CHF/month | Open → |
| adults (age 31-45) | 551.70 CHF/month | Open → |
| adults (age 46-55) | 551.70 CHF/month | Open → |
| adults (age 56+) | 551.70 CHF/month | Open → |
Change vs 2025
The adult (26+) median premium in Zurich moved by +3.74% vs 2025. The table below breaks the change down by age bracket, using only funds that published data in both years (source: BAG/FOPH historical archive).
Median change by age bracket (2025 → current year)
| Bracket | Δ vs prior year |
|---|---|
| children (age 0-18) | +4.54% |
| young adults (age 19-25) | +3.76% |
| adults (age 26-30) | +3.74% |
| adults (age 31-45) | +3.74% |
| adults (age 46-55) | +3.74% |
| adults (age 56+) | +3.74% |
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Open the comparatorFrequently asked questions
How much does health insurance cost in Zurich in 2026?
The 2026 adult median in Zurich is 551.70 CHF/month (CHF 300 deductible, no accident cover). Variation between funds is substantial: open the age bracket that matches you for the full ranking.
Do premium regions matter?
Yes. Many cantons are split into 2-3 premium regions with 20-30 CHF/month differences. Ticino has one region; Graubünden and Valais have three, with lower premiums in peripheral zones.