LAMal 2026 · Updated
Health insurance premiums Graubünden 2026
2026 LAMal premium overview in Graubünden across all age brackets: median 495.10 CHF/month, range from 442.77 to 568.65 CHF across active health funds. Data from FOPH/BAG (CHF 300 deductible for adults, no accident cover). Use the grid below to open the age bracket you need and see the full ranking of funds with alternative models (family doctor, telmed, HMO).
Median by age bracket in Graubünden
| Bracket | Median | Open |
|---|---|---|
| children (age 0-18) | 100.09 CHF/month | Open → |
| young adults (age 19-25) | 370.64 CHF/month | Open → |
| adults (age 26-30) | 495.10 CHF/month | Open → |
| adults (age 31-45) | 495.10 CHF/month | Open → |
| adults (age 46-55) | 495.10 CHF/month | Open → |
| adults (age 56+) | 495.10 CHF/month | Open → |
Change vs 2025
The adult (26+) median premium in Graubünden moved by +4.50% vs 2025. The table below breaks the change down by age bracket, using only funds that published data in both years (source: BAG/FOPH historical archive).
Median change by age bracket (2025 → current year)
| Bracket | Δ vs prior year |
|---|---|
| children (age 0-18) | +5.09% |
| young adults (age 19-25) | +4.78% |
| adults (age 26-30) | +4.50% |
| adults (age 31-45) | +4.50% |
| adults (age 46-55) | +4.50% |
| adults (age 56+) | +4.50% |
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Open the comparatorFrequently asked questions
How much does health insurance cost in Graubünden in 2026?
The 2026 adult median in Graubünden is 495.10 CHF/month (CHF 300 deductible, no accident cover). Variation between funds is substantial: open the age bracket that matches you for the full ranking.
Do premium regions matter?
Yes. Many cantons are split into 2-3 premium regions with 20-30 CHF/month differences. Ticino has one region; Graubünden and Valais have three, with lower premiums in peripheral zones.