LAMal 2026 · Updated

Health insurance premiums Ticino 2026

2026 LAMal premium overview in Ticino across all age brackets: median 681.04 CHF/month, range from 630.19 to 760.51 CHF across active health funds. Data from FOPH/BAG (CHF 300 deductible for adults, no accident cover). Use the grid below to open the age bracket you need and see the full ranking of funds with alternative models (family doctor, telmed, HMO).

Median
681.04
CHF/month
Lowest premium
630.19
Highest premium
760.51
Funds surveyed
21

Median by age bracket in Ticino

Bracket Median Open
children (age 0-18) 127.35 CHF/month Open →
young adults (age 19-25) 510.74 CHF/month Open →
adults (age 26-30) 681.04 CHF/month Open →
adults (age 31-45) 681.04 CHF/month Open →
adults (age 46-55) 681.04 CHF/month Open →
adults (age 56+) 681.04 CHF/month Open →

Change vs 2025

The adult (26+) median premium in Ticino moved by +6.00% vs 2025. The table below breaks the change down by age bracket, using only funds that published data in both years (source: BAG/FOPH historical archive).

Median change by age bracket (2025 → current year)

Bracket Δ vs prior year
children (age 0-18) +7.38%
young adults (age 19-25) +6.01%
adults (age 26-30) +6.00%
adults (age 31-45) +6.00%
adults (age 46-55) +6.00%
adults (age 56+) +6.00%

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Frequently asked questions

How much does health insurance cost in Ticino in 2026?

The 2026 adult median in Ticino is 681.04 CHF/month (CHF 300 deductible, no accident cover). Variation between funds is substantial: open the age bracket that matches you for the full ranking.

Do premium regions matter?

Yes. Many cantons are split into 2-3 premium regions with 20-30 CHF/month differences. Ticino has one region; Graubünden and Valais have three, with lower premiums in peripheral zones.