Sick cash subsidies, now the request is also digital (cross-border guide)

Context

The Department of Health and Social Care has made it possible to submit an online application for the reduction of health insurance premiums (RIPAM) in Ticino. This novelty has been introduced to simplify and speed up the process of applying for and approving sick cash benefits for employees who are in serious financial difficulty due to a long illness or disability. The online application for the reduction of health insurance premiums was made possible thanks to the new sick cash benefits management system introduced by the Department of Health and Social Care. This system allows employees to submit the application online and follow the status of their process in real time. To apply online, employees will need to complete the application form, attaching all necessary documents, such as medical documentation and financial statements. Once the form has been completed, the system will proceed to evaluate the application and determine whether the reduction of health insurance premiums is granted or not. Here are some concrete examples of how the sick cash benefits management system works in Ticino: - An employee from Lugano, who is in serious economic difficulties due to a long illness, submits an online application for the reduction of health insurance premiums. The system The system evaluates the request and determines that the premium reduction is granted, with an amount of CHF 500.00 per month for 6 months. - An employee of Bellinzona, who is in serious economic difficulties due to a disability, submits an online application for the reduction of health insurance premiums. The system evaluates the request and determines that the premium reduction is granted, with an amount of CHF 300.00 per month for 3 months.

Operational details

The online procedure allows beneficiaries to access their practice and complete the application for renewal or for the submission of a new application. The platform of the Institute of Social Insurance (IAS) ensures data security and transparency. 💡

The online application is free of charge and can be accessed via the IAS website. Beneficiaries will need to provide their identification details, such as identity card and social security number. The online platform ensures data security and prevents the possibility of fraud.

The online procedure has been implemented to simplify and speed up the process of applying for sick cash benefits. In the past, beneficiaries had to submit the request in person at the IAS premises, which could lead to long waiting times and difficulties in accessing information. 📊

Now, thanks to the online platform, beneficiaries can access information about their practice and complete the application in just a few minutes. The online platform is available 24/7, allowing beneficiaries to apply for sick cash benefits at any time.

The online procedure has been widely used by beneficiaries in municipalities such as Bellinzona, Lugano and Mendrisio. According to IAS data, more than 10,000 applications for sick pay were submitted online in 2022. 📊

The online procedure has been

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Key points

Beneficiaries of sick cash benefits in Ticino can now also use an online calculator to estimate their possible entitlement to RIPAM (Supplementary Compensation for Sickness Insured Pay). This tool, available on the website of the Labour Office of the Canton of Ticino, allows you to calculate the subsidy based on the personal and work information provided.

It is important to note that the result does not constitute a formal decision and that entitlement to the subsidy is formally established after examination of the documentation by the competent service. Therefore, the beneficiaries still have to submit the application in a traditional way, with the relevant documentation, in order to obtain a formal decision.

The online calculator is a useful tool to get an approximate idea of the subsidy to which you might be entitled, but it should not be considered as an official source of information. Beneficiaries should, however, consult the website of the Ticino Canton Labour Office for up-to-date and accurate information on the regulations relating to sick cash benefits.

Concrete examples:

• A worker from Lugano, who earns CHF 5,000 per month and has a dependent family, may be entitled to a subsidy of CHF2,000 per month, based on the information provided by the online calculator.
• A Bellinzona worker, who earns CHF 3,500 per month and does not have a dependent family, may be entitled to a subsidy of CHF1,500 per month, in

Source: tio.ch