What is UBS YUMO and who is it for?

YUMO is a free digital platform launched by UBS to teach young people the principles of finance and economics. Although it is designed especially for young people, the platform offers valuable financial and economic education content for all ages, promoting dialogue between generations. It is available in Italian, German, French and English.

What topics does YUMO cover?

YUMO covers fundamental topics such as creating a personal budget, how savings and investments work, and the role of the economy in everyday life. The platform offers content through short chapters, interactive quizzes and videos, helping you understand your relationship with money and providing practical advice on how to manage it consciously.

Is it really free? Do you need to register?

Yes, YUMO is completely free and accessible to anyone. According to UBS, the underlying goal is to teach young people how to put money at the service of their personal projects. The platform is designed to be easily accessible without significant barriers.

In which languages is YUMO available?

YUMO is available in four languages: Italian, German, French and English. This makes the platform accessible to young people residing in Switzerland, regardless of their native language, including those who speak Italian in Italian-speaking cantons such as Ticino.

What is YUMO's historical background?

YUMO takes up a long tradition of UBS financial disclosure dating back to the 1970s. At that time, the Swiss People's Bank (later acquired by Credit Suisse in 1993 and finally by UBS from 2023) distributed the 'Geld und Wirtschaft' (money and economy) guide to bring the Swiss public closer to finance issues. YUMO modernizes this commitment in the digital world.

UBS launches YUMO: free financial education (cross-border guide)

Di Redazione Frontaliere Ticino · Published on 9 September 2026

View of Lugano with lake and mountains, symbolizing modern Switzerland

Free UBS platform to teach young Swiss people how to manage savings, investments and personal finances. Available in Italian, German, French and English.

Context

In a nutshell

YUMO is UBS's new digital platform for financial education
Free and available in Italian, German, French and English
It takes up a tradition of disclosure that dates back to the 1970s

Key facts

What: Digital platform to teach finance and economics to young people
When: September 2026 (launch)
Where: Switzerland, UBS is headquartered in Zurich
Who: UBS (universal Swiss bank)
Availability: Free in 4 languages
Contents: Quizzes, videos, short chapters, interactive activities
Objective: Teach how to make smart financial decisions

ZURICH — UBS has launched YUMO, a new digital platform that teaches young people the fundamentals of finance and economics with an accessible and engaging approach. The name of the platform, YUMO, comes from “Your Money”, and represents a commitment of the Swiss universal bank to promote financial education among young people residing in Switzerland.

The platform offers content divided into short chapters, interactive quizzes and videos, designed to explain how savings, investments and how to manage a personal budget work. According to UBS, the underlying goal is to teach how to put money at the service of their personal projects, so that young people can make smart financial decisions and avoid common mistakes.

Availability and accessibility

YUMO is completely free and accessible in four languages:

Operational details

A Tradition Continuing in the Digital Era

YUMO is not the first initiative of this kind for UBS. The new platform builds on a long tradition of financial education dating back to the 1970s. During that period, Banca Popolare Svizzera (which was later acquired by Credit Suisse in 1993, and subsequently absorbed by UBS starting in 2023) distributed on a large scale the guide 'Geld und Wirtschaft' (Money and Economics). This manual was designed to bring Swiss citizens closer to financial and economic topics with simple and accessible language.

With YUMO, UBS modernizes this approach, transferring it from print format to the digital world. The platform maintains the same basic principle — educating Swiss citizens about personal finance management — but adapts it to today's needs and tools.

Interactive Content and Practice

Unlike a simple information portal, YUMO proposes an educational approach based on:

Short and focused chapters to avoid information overload
Quizzes that help test understanding
Videos that explain concepts visually
Interactive activities that help understand one's relationship with money

This mix of content reflects best practices in modern financial education, where learning is most effective when it actively engages the learner.

Why Financial Education Matters for Young People

According to Sergio Ermotti, CEO of UBS, financial education enables young people to 'make smart choices, strengthening their financial independence and contributing to building a stronger and more resilient civil society'. This statement emphasizes how financial literacy is not just a personal matter, but also a factor in social cohesion at the national level.

…

Key points

How to Access YUMO

Accessing YUMO is simple: the platform is completely free and does not require complicated registration. Young people residing in Switzerland can access the UBS website, look for the YUMO section and start exploring content in their preferred language (Italian, German, French or English).

What to Learn on YUMO

The platform covers a series of fundamental topics for those who want to manage their finances consciously:

1. Personal budget: how to create a balance between income and expenses 2. Savings: strategies to set aside money on a regular basis 3. Investments: basic principles of how to grow money over time 4. Everyday economy: how economic decisions affect everyone's daily life 5. Common mistakes: which mistakes to avoid when managing personal finances

Each of these topics is presented with short chapters, interactive quizzes and explanatory videos, allowing the learner to learn at their own pace.

Why Use YUMO if You Live in Switzerland

If you are a young person living in Switzerland and want to learn how to better manage your personal finances, YUMO offers a solid introduction to the principles of personal finance. The availability in Italian makes it particularly accessible for residents of Italian-speaking cantons, such as Ticino, and for those who speak Italian as a first language.

Furthermore, YUMO's lessons are designed to teach you how to make smart financial decisions in the context of Swiss life, where financial awareness is essential for planning your future with peace of mind.

…

Frequently Asked Questions

What is UBS YUMO and who is it for?: YUMO is a free digital platform launched by UBS to teach young people the principles of finance and economics. Although it is designed especially for young people, the platform offers valuable financial and economic education content for all ages, promoting dialogue between generations. It is available in Italian, German, French and English.
What topics does YUMO cover?: YUMO covers fundamental topics such as creating a personal budget, how savings and investments work, and the role of the economy in everyday life. The platform offers content through short chapters, interactive quizzes and videos, helping you understand your relationship with money and providing practical advice on how to manage it consciously.
Is it really free? Do you need to register?: Yes, YUMO is completely free and accessible to anyone. According to UBS, the underlying goal is to teach young people how to put money at the service of their personal projects. The platform is designed to be easily accessible without significant barriers.
In which languages is YUMO available?: YUMO is available in four languages: Italian, German, French and English. This makes the platform accessible to young people residing in Switzerland, regardless of their native language, including those who speak Italian in Italian-speaking cantons such as Ticino.
What is YUMO's historical background?: YUMO takes up a long tradition of UBS financial disclosure dating back to the 1970s. At that time, the Swiss People's Bank (later acquired by Credit Suisse in 1993 and finally by UBS from 2023) distributed the 'Geld und Wirtschaft' (money and economy) guide to bring the Swiss public closer to finance issues. YUMO modernizes this commitment in the digital world.