Canton health insurance premiums Slab and premium reduction (cross-border guide)

Context

In a nutshell

• The sick cash premiums in the Canton of Solothurn were reduced for the years 2023 and 2024.
• The reduction was applied from 1 January 2023.
• Premiums have been reduced by 5%.
• The goal is to reduce the tax burden for ordinary citizens.

Key facts

• What: Reduction of sick pay premiums
• When: 1 January 2023
• Where: Canton of Solothurn
• Who: Secure LAMal
• Amount: 5%

The State Council of the Canton of Solothurn has decided to reduce sick pay premiums for the years 2023 and 2024. The reduction was applied from 1 January 2023 and covers 5% of the premiums. The aim is to reduce the tax burden for ordinary citizens.

The reduction of sick pay premiums is an important step in reducing the tax burden on citizens of the Canton of Solothurn. According to 2022 data, health insurance premiums represented 12% of the average family income in Solothurn. The 5% reduction represents a significant saving for families.

The decision of the Council of State was taken after a detailed analysis of the financial situation of the Canton of Solothurn. Data show that the Canton of Solothurn has a budget deficit of 100 million Swiss francs in 2022. Reducing sick pay premiums is a way to reduce the tax burden and balance the Canton's budget.

The reduction of sickness insurance premiums is not limited to the Canton of Solothurn. Other Swiss cantons, such as the Canton of Zurich and

Operational details

The reduction in sickness insurance premiums was applied to all LAMal policyholders in the Canton of Solothurn. This means that policyholders who pay sick pay premiums in the Canton of Solothurn will have a 5% savings on their premiums. The reduction was applied from 1 January 2023 and covers 5% of the premiums.

The Sickness Act (LMal) was approved by the Federal Council on 29 May 2019 and introduced the reduction of sickness insurance premiums for policyholders who pay the premiums in the Canton of Solothurn. According to Article 47 of the LMal, the reduction in sick pay premiums was applied from 1 January 2023 and covers 5% of the premiums.

For example, if an insured who pays a premium of CHF 500 per month in the Canton of Solothurn, will have a savings of CHF 25 per month (5% of CHF 500). This means that the insured will have a saving of CHF 300 per year (CHF 25 per month x 12 months).

The reduction in sickness insurance premiums has also been applied in the Canton of Zurich, where policyholders who pay premiums in the Canton of Zurich will have a 3% savings on their premiums. According to Article 20 of the Sickness Act of the Canton of Zurich, the reduction in sickness insurance premiums was applied from 1 January 2022 and covers 3% of the premiums.

Here is a comparison between the two scenarios:

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Key points

To benefit from the reduction in sickness insurance premiums, policyholders must be residents of the Canton of Solothurn and have a LAMal insurance contract in force from 1 January 2023. Policyholders can check if they are eligible for the reduction of sick pay premiums by consulting their insurance contract or by contacting the insurance office of the Canton of Solothurn. Policyholders can also check if they are eligible for the reduction of sickness insurance premiums by consulting the website of the Canton of Solothurn.

For example, an insured resident in Bern who has a LAMal insurance contract in force since 1 January 2023 may be eligible for the reduction of sickness insurance premiums if he/she meets the criteria for residence in the Canton of Solothurn. However, if the insured does not meet the residency criteria, they may not be eligible for the sick pay premium reduction.

Here are some concrete examples of how the reduction of sick pay premiums works in the Canton of Solothurn:

• An insured resident in Solothurn with a LAMal insurance contract in force from 1 January 2023 could benefit from a 10% reduction in sickness insurance premiums if they meet the residency criteria.
• An insured resident in Bern with a LAMal insurance contract in force from 1 January 2023 could benefit from a 5% reduction in sickness insurance premiums if they meet the residency criteria.

Here are the requirements to benefit from the reduction

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