Health insurance premiums in Solothurn: +6% in 2027

Context

TL;DR

• In 2027 average premiums in Solothurn increase by 6%
• The average premium rises by CHF 23.50 to CHF 417.50
• The Swiss average is CHF 412.0
• Only Jura and Schaffhausen record larger increases

Key facts

• Canton → Solothurn
• Average increase in 2027 → 6%
• New average premium → CHF 417.50
• Increase → CHF 23.50
• Swiss average → CHF 412.0
• Difference from average → CHF 5.50
• Highest increases → Jura 6,6%; Schaffhausen 6,4%
• Possible relief → 2028, if the indirect counterproposal enters into force

In the Canton of Solothurn, the average health insurance premium will increase by 6 percent in 2027. The stated increase is CHF 23.50, bringing the average to CHF 417.50. The figure exceeds the Swiss average, set in the text at CHF 412.0, by CHF 5.50.

This result places the canton among those with the highest increases in the country. Only in Jura, at 6,6 percent, and in Schaffhausen, at 6,4 percent, is the projected increase higher. The average premium in Solothurn nevertheless remains lower than that of the neighboring cantons of Bern, the two Basels and Jura.

The percentage figure describes the expected average change, while the amount in francs shows the level to which the premium will rise. The comparison does not concern other items, but the average health insurance amount indicated for the canton.

The Health Office's comment

Peter Eberhard, head of the Health Office, provided the context in response to the Keystone-SDA news agency. In his assessment, the continued rise in premiums represents a major financial burden for people with low and middle incomes.

Eberhard links possible relief to 2028: if the indirect counterproposal to the premium relief initiative enters into force, a reduction in the financial burden can be expected. The wording remains tied to the condition that it enters into force.

The factors indicated for costs

A substantial part of the increase in costs, Eberhard writes, depends on factors over which the cantons have little influence. In the Canton of Solothurn, the proportion of the population over 65 is higher than the Swiss average; this is identified as an element pushing costs upward.

The source also notes high mobility, which is likewise linked to geographical conditions. Many people from Solothurn receive treatment outside the canton. For inpatient hospital treatments, however, the canton can take active measures to improve cost efficiency through hospital planning. To distinguish the premium from the other items, consult guida LAMal e cassa malati.

Operational details

How to read the figure in the household budget

The percentage and the absolute amount describe two sides of the same increase. For a readable comparison, the figures from the source can be arranged as follows:

| Item | Figure | | Average premium in Solothurn in 2027 | CHF 417.50 | | Average increase | 6% | | Stated increase | CHF 23.50 | | Swiss average | CHF 412.0 | | Difference from the average | CHF 5.50 |

The comparison between cantons leads to a twofold reading. Solothurn is above the Swiss average for the stated average premium, but remains below the values of the neighboring cantons mentioned, while the percentage increase is higher almost everywhere: only Jura and Schaffhausen exceed 6%. When considering the cost of living, it is therefore advisable to keep the level reached and the speed of the increase separate. A canton can have an average premium that is lower than those of its neighbors and, at the same time, record stronger percentage growth: Solothurn's data show precisely this combination.

A separate item from taxes and salary

The LAMal/KVG premium is a mandatory per-capita cost for residents, not a tax or a payroll deduction. In the personal budget, it should therefore be distinguished from direct federal tax and VAT, as well as from AVS/AHV and LPP/BVG contributions. This separation does not change the figure reported for Solothurn, but prevents different items from being added together when assessing the effect on disposable income.

The average nature of CHF 417.50 also matters in practical terms: the figure describes the cantonal level, not an amount presented as identical for every person. The most robust comparison remains that between the Solothurn average, the national average and the values of neighboring cantons. The source does not turn the average figure into an individual calculation, so 6% should be read as a reference variation for the canton.

In terms of decisions, the source assigns the canton room for action above all for inpatient hospital treatments, through hospital planning. For the other factors, by contrast, it points to limited capacity for influence at cantonal level. The possible relief in 2028 should be treated as a conditional scenario, not as a reduction already applied. To frame this item in costo della vita in Svizzera, use the comparison without turning the average into a personal bill.

Useful planning tools

To estimate your pension strategy, use the pension planner and the pillar 3 simulator.

Useful planning tools

To estimate your pension strategy, use the pension planner and the pillar 3 simulator.

Key points

From the news to an orderly check

Those living in the Canton of Solothurn can use the figures in a simple sequence, without confusing the cantonal average with their own amount. The first step is to establish the reference point: in 2027, the average value is CHF 417.50. The second is to separate the percentage from the increase in francs: 6% measures growth, while CHF 23.50 expresses the indicated monetary change. Comparing it with CHF 412.0 then makes it possible to visualize the difference of CHF 5.50 compared with the Swiss average.

Five practical steps

1. Record the Solothurn average: CHF 417.50. 2. Put it alongside the Swiss average of CHF 412.0. 3. Highlight the difference of CHF 5.50 and the 6% increase. 4. Consider separately the reasons cited for the costs: a share of people over 65 higher than the Swiss average and many treatments outside the canton, also linked to the high level of mobility. 5. Treat 2028 as a hypothesis conditional on the indirect counterproposal to the initiative for premium relief entering into force.

This outline helps build a cautious reading of the budget. CHF 417.50 remains a cantonal average reference and should not automatically be turned into every insured person's amount. Likewise, any future relief should not be included as certain savings: the source links it to the counterproposal entering into force in 2028.

For inpatient hospital treatments, hospital planning is the element indicated as the cantonal lever for cost efficiency. This information separates what the canton can influence from what is described as difficult to influence. The personal check must therefore consider the average value, the national comparison and the condition indicated for 2028 together.

The procedure does not replace checking your own premium, but it prevents two errors: reading 6% as a uniform rate and considering the relief for 2028 already secured. To complete the check of the overall budget, use calcolatore stipendio.

Source: nau.ch