LAMal 2026

Health insurance premiums Jura 2026 — young adults (age 19-25)

LAMal premiums 2026 in Jura — bracket young adults (age 19-25). Fund ranking and YoY delta vs last year.

Median
478.50
CHF/month
Lowest premium
396.30
CHF/month
Highest premium
565.20
CHF/month
Funds surveyed
21
Δ vs 2025
+4.80%
21 casse

Jura ranks 22 of 26 cantons · cheaper than 21, more expensive than 4.

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Pre-filtered on this canton and age bracket — see every fund with a personalised quote.

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Top 20 health funds in Jura — young adults (age 19-25)

RankHealth fundMonthly premium
1Sanitas396.30 CHF/month
2EGK425.90 CHF/month
3Visana430.20 CHF/month
4Agrisano438.00 CHF/month
5Assura440.80 CHF/month
6Sympany447.50 CHF/month
7Atupri447.60 CHF/month
8Mutuel448.60 CHF/month
9CSS461.10 CHF/month
10SWICA474.50 CHF/month
11Concordia478.50 CHF/month
12ÖKK483.60 CHF/month
13Aquilana485.00 CHF/month
14Rhenusana486.90 CHF/month
15Philos501.40 CHF/month
16Helsana506.70 CHF/month
17KPT518.60 CHF/month
18Avenir533.10 CHF/month
19Galenos563.10 CHF/month
20Vita Surselva564.60 CHF/month

Benchmark vs neighbouring cantons

Here is how Jura ranks against the other target cantons for the same age bracket. LAMal premiums vary significantly across cantons even within the same language region.

#CantonMedian
1Zug299.00 CHF/month
2Appenzell Innerrhoden315.50 CHF/month
3Obwalden342.35 CHF/month
4Uri343.05 CHF/month
5Nidwalden345.15 CHF/month
6Schwyz357.10 CHF/month
7Appenzell Ausserrhoden369.50 CHF/month
8Graubünden370.64 CHF/month
9Thurgau375.20 CHF/month
10St. Gallen376.92 CHF/month
11Lucerne379.00 CHF/month
12Glarus380.50 CHF/month
13Valais384.91 CHF/month
14Aargau394.20 CHF/month
15Schaffhausen401.40 CHF/month
16Zurich406.17 CHF/month
17Fribourg412.60 CHF/month
18Solothurn416.20 CHF/month
19Bern432.95 CHF/month
20Basel-Landschaft456.40 CHF/month
21Vaud469.20 CHF/month
22Jura478.50 CHF/month
23Neuchâtel501.20 CHF/month
24Basel-Stadt501.90 CHF/month
25Ticino510.74 CHF/month
26Geneva528.30 CHF/month

Change vs 2025

Compared with 2025, the median premium in Jura for bracket young adults (age 19-25) moved by +4.80% (21 funds compared). This change reflects the annual tariff review approved by the Federal Council and published in late September. The tables below compare every fund with data in both years to highlight the largest rises and falls.

Top 20 funds by percentage change vs 2025, from biggest drop to biggest rise

RankHealth fundΔ vs prior year
1Galenos-18.96%
2Mutuel-0.71%
3Agrisano0.00%
4Sympany+1.98%
5CSS+2.17%
6Visana+3.14%
7Philos+3.19%
8Sana24+3.46%
9Concordia+3.98%
10KPT+4.51%
11Avenir+4.80%
12ÖKK+4.83%
13Assura+4.98%
14EGK+5.08%
15Helsana+5.08%
16Atupri+5.39%
17Aquilana+5.99%
18Rhenusana+5.99%
19Sanitas+6.02%
20Vita Surselva+6.17%

Three-year trend 2024 → 2026

LAMal premium trajectory in Jura for young adults (age 19-25) over the last three years: 2024 → 2025 → 2026, with consecutive year-over-year changes of +5.58% and +4.16% for a cumulative +9.97% over the two-year window. Looking at a single annual revision can mask the picture — the two-step compound is the right reading for planning a household budget.

2024 → 2025 → 2026
+5.58% · +4.16%
+9.97%
2024: 435.10 CHF2025: 459.40 CHF2026: 478.50 CHF 202420252026

How the LAMal premium works in this bracket

Under Swiss LAMal law, every resident must hold a basic health insurance. The premium varies by canton, premium region and health fund, but it is flat across all adults aged 26 and over — there is no age-based increase inside LAMal itself (unlike supplementary LCA cover). In Jura for 2026, the median for bracket young adults (age 19-25) is 478.50 CHF/month. Cross-border workers living in Italy can elect either the Swiss LAMal or the Italian SSN under the "right of option" — this choice depends on age, health status, residence and family situation and should be evaluated with a licensed adviser. Use the table above to identify the cheapest funds in the age bracket and compare them using our interactive comparator below.

LAMal health insurance premiums 2026 in Jura for young adults (age 19-25): median 478.50 CHF/month, range from 396.30 to 565.20 CHF. Official FOPH/BAG data with the minimum deductible (CHF 300 for adults, CHF 0 for children) and no accident cover. Compare the main health funds and find the most affordable insurer for your situation.

Cross-border workers and LAMal in Jura: what the young adults (age 19-25) bracket means

For Italian cross-border workers employed in Switzerland but residing in Italy, Jura is one of the cantons hosting a significant share of frontalieri. The choice between Swiss LAMal and the Italian SSN (right of option) has measurable financial implications: in the young adults (age 19-25) bracket the median premium in Jura is CHF 478.50/month, with a range between CHF 396.30 and CHF 565.20 depending on the insurer and the policy model (standard, family-doctor, telmed, HMO).

The right of option must be exercised within three months from the start of Swiss employment or from a residence transfer to Italy. Once chosen, switching back is allowed only under specific conditions and tight deadlines. For 2026 family budget planning, the LAMal premium in Jura for the young adults (age 19-25) bracket (CHF 478.50/month median) must be compared with the Italian SSN contribution, which depends on taxable income plus regional and municipal surcharges in the residence town.

In the young adults (age 19-25) bracket, LAMal premiums are uniform — there are no age-related increases within the "adults" range (26-55). The price gap between insurers in Jura (CHF 396.30-565.20/month) reflects the policy model: standard is the most expensive; family-doctor, telmed and HMO offer 5-25% discounts. For the cross-border worker employed in Jura on a G permit, choosing LAMal means accessing the Swiss provider network but giving up full SSN coverage in Italy for non-urgent care.

The annual LAMal premium revision is approved by the Federal Council in late September and published on the FOPH/BAG portal. Insurers communicate new premiums by late October for application starting January 1 of the following year. For 2027, it is advisable to reconsider your choice by November: insurer cancellation notice is one month (written notice by end of November for cancellation effective end of December). The 2026 data for Jura (median CHF 478.50/month, range CHF 396.30-565.20) provide the benchmark for comparing the 2027 offers arriving between September and October.

Frequently asked questions

How much does health insurance cost in Jura for young adults (age 19-25)?

In Jura, bracket young adults (age 19-25) pays 478.50 CHF per month on average for basic LAMal cover (CHF 300 deductible, no accident cover). The range across health funds goes from 396.30 to 565.20 CHF/month. Differences depend on the insurance model (standard, family doctor, telmed, HMO).

Which health fund is cheapest?

The cheapest fund changes every year — in 2026 the lowest monthly premium for this bracket is 396.30 CHF. Check the full table for the live ranking of all funds in the selected canton.

How can I save on my premium?

Three main levers: (1) pick an alternative model — family doctor, HMO or telemedicine typically saves 10-20% vs standard; (2) raise the annual deductible up to CHF 2,500 if you are healthy (savings up to ~50%); (3) compare rates every October for the following year and switch by 30 November if a better offer appears.

Do cross-border workers pay LAMal?

Cross-border workers in Switzerland have the "right of option" — they can choose Swiss LAMal or stay on the Italian SSN (or the German/French/Austrian system). LAMal choosers pay the same premium as a Swiss resident; SSN choosers stay covered in Italy. The option must be exercised within 3 months of starting work.

Does the premium change with age?

Under LAMal the premium is flat for all adults from 26 onwards — it does not rise with age. Children (0-18) and young adults (19-25) pay less by law. Supplementary LCA cover, on the other hand, does rise with age.

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