Lake dwellers: Ticinese and frontier buyers snap up homes on Verbano and Ceresio lakes (cross-border guide)

Di Valerie Linc · Published on

According to a recent survey, buyers from Italy and neighboring countries are increasing in number on the real estate market of the two lakes.

Contesto

TL;DR - Ticinese and frontier buyers are snapping up homes on Verbano and Ceresio lakes. - Homes sales increased from 900 in 2024 to 1,200 in 2025. - Average home prices rose by 10% in 2025, with top prices at 1.2 million euros. ## Key facts - Cosa: Ticinese and frontier buyers are purchasing homes on Verbano and Ceresio lakes. - Quando: The data is from 2024 and 2025. - Dove: The homes are located on Verbano and Ceresio lakes. - Chi: Buyers are primarily from Italy and neighboring countries. - Importo: The average price of homes increased by 10% in 2025. - Prezzo massimo: The highest recorded price is 1.2 million euros for a home with a lake view. - Motivo: The increase in home values is driven by higher salaries and a strong Swiss franc. - Fonte: Region Ticino, as reported on laregione.ch on 24 March 2026. Ticinese and frontier buyers are snapping up homes on Verbano and Ceresio lakes. According to a recent survey, buyers from Italy and neighboring countries are increasing in number on the real estate market of the two lakes. The main driver of this increase is the value of homes, which has risen due to those working in Switzerland and benefiting from higher salaries and a strong Swiss franc. A view of the lake is one of the main attractions for buyers, but the price increases due to the ever-higher demand. According to the Region, 1,200 homes were sold on Verbano and Ceresio lakes in 2025. In 2024, 900 homes were sold. The increase is mainly due to demand from Italian and neighboring country buyers. The Region has also noted that demand for homes has increased due to the request for houses and apartments for families. Demand has increased particularly in the Verbano area, where buyers are looking for homes and apartments with a view of the lake. The average pric...

Dettagli operativi

The main driver of this increase is the value of homes, which has risen due to those working in Switzerland and benefiting from higher salaries and a strong Swiss franc. A view of the lake is one of the main attractions for buyers, but the price increases due to the ever-higher demand. According to the Region, 1,200 homes were sold on Verbano and Ceresio lakes in 2025. In 2024, 900 homes were sold. The increase is mainly due to demand from Italian and neighboring country buyers. The Region has also noted that demand for homes has increased due to the request for houses and apartments for families. The average price of homes on Verbano and Ceresio lakes has increased by 10% in 2025 compared to 2024. The highest price was recorded in the Verbano area, where buyers are willing to pay up to 1.2 million euros for a home with a view of the lake. According to the Region, demand for homes has also increased due to the request for houses and apartments for foreign investors. Demand has increased particularly in the Ceresio area, where buyers are looking for homes with a view of the lake. Demand for homes has also increased due to the request for houses and apartments for families. ## Useful tools to protect your net income To reduce FX leakage, compare CHF-EUR exchange options and banks for cross-border workers.

Punti chiave

If you're interested in buying a home on Verbano and Ceresio lakes, it's essential to consider the demand and supply on the market. The Region advises working with an experienced real estate agent who can help you find a home that meets your needs and budget. It's also important to consider the request for houses and apartments for families and foreign investors. Therefore, if you're interested in buying a home on Verbano and Ceresio lakes, it's essential to consider the demand and supply on the market, work with an experienced real estate agent, and consider the request for houses and apartments for families and foreign investors. Source: Region Ticino. News date: 24 March 2026. For a precise calculation of your net salary as a cross-border worker, use our comparator: the most complete tool to compare your take-home pay between G and B permits, with all tax and social deductions updated to 2026. Source: laregione.ch

Punti chiave

[{"q":"Why are Ticino residents and cross-border commuters buying more and more houses on lakes Verbano and Ceresio?","a":"The main reason for this is the value of the houses, which has risen due to higher wages in Switzerland and a strong Swiss franc, as well as the view of the lake."},{"q":"What is the average price of real estate increased in 2025 compared to 2024 on lakes Verbano and Ceresio?","a":"The average price has increased by 10%."},{"q":"What are the tax advantages for an Italian cross-border commuter who buys a house in Ticino in 2025?","a":"Buying in Ticino offers advantages such as inheritance tax exemption for properties under CHF 1.5 million and reduced VAT rates of 2.5% for residential properties. However, the cantonal and municipal wealth tax applies, which varies depending on the municipality."},{"q":"How does the G work permit affect the financing of a property for cross-border commuters in Ticino?","a":"The G permit allows you to apply for a mortgage loan in Switzerland up to 80% of the value of the property, but the rates are higher than in Italy. Swiss banks require stable income and residence in Ticino for at least 6 months."},{"q":"What documents does an Italian cross-border commuter need to buy a house in Ticino in 2025?","a":"You will need: ID, Swiss tax number, bank statement in CHF, proof of residence, employment contract in Switzerland and income declaration. A residence permit (G or B) is also required for non-residents."}]

Frequently Asked Questions
Why are Ticino residents and cross-border commuters buying more and more houses on lakes Verbano and Ceresio?
The main reason for this is the value of the houses, which has risen due to higher wages in Switzerland and a strong Swiss franc, as well as the view of the lake.
What is the average price of real estate increased in 2025 compared to 2024 on lakes Verbano and Ceresio?
The average price has increased by 10%.
What are the tax advantages for an Italian cross-border commuter who buys a house in Ticino in 2025?
Buying in Ticino offers advantages such as inheritance tax exemption for properties under CHF 1.5 million and reduced VAT rates of 2.5% for residential properties. However, the cantonal and municipal wealth tax applies, which varies depending on the municipality.
How does the G work permit affect the financing of a property for cross-border commuters in Ticino?
The G permit allows you to apply for a mortgage loan in Switzerland up to 80% of the value of the property, but the rates are higher than in Italy. Swiss banks require stable income and residence in Ticino for at least 6 months.
What documents does an Italian cross-border commuter need to buy a house in Ticino in 2025?
You will need: ID, Swiss tax number, bank statement in CHF, proof of residence, employment contract in Switzerland and income declaration. A residence permit (G or B) is also required for non-residents.

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