Living in Peglio and working in Ticino: advantages and disadvantages (cross-border guide)

Context

In a nutshell

• Connections between Peglio and Ticino: passes, A2/A9 motorways
• Travel time: 30 to 60 minutes
• Cost of living: comparison with border Italy
• Recommended areas for border crossers

Key facts

• What: living in Peglio and working in Ticino as a border worker
• When: from 1 January 2024
• Where: Peglio, Ticino
• Who: border workers resident in Peglio and workers in Ticino
• Amount: €7,500- €10,000 (deductible for old frontier workers)

The new Frontier Agreement, signed on 23 December 2020 and in force from 1 January 2024, introduced new rules for border workers resident in Peglio and workers in Ticino. Among these, the deductible of €7,500- €10,000 for old border workers and the possibility of obtaining a G/B permit to work in Ticino.

Benefits

• Deductible: old frontier workers can benefit from a deductible of €7,500- €10,000, which is added to their income to determine taxation.
• Permits: you can obtain a G/B permit to work in Ticino, which allows you to carry out work in Switzerland without limitations.
• Recommended areas: Recommended areas for border crossers include Lugano, Bellinzona, Locarno and Mendrisio, which offer a good quality of life and easy access to services.
• Cost of living: The cost of living in Ticino is generally higher than in border Italy, but suitable economic solutions can be found.

Disadvantages

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Operational details

Implications for frontier workers

Border workers residing in Peglio and working in Ticino must consider the following implications:

• The possibility of obtaining a G/B permit to work in Ticino, as provided for by the federal law of 24 March 2006, which introduced the G/B residence permit for frontier workers. This permit allows border workers to work in Switzerland for a maximum period of 3 years, with the possibility of renewal.
• The deductible of €7,500- €10,000 for old border workers, as provided for by the Ticino law of 10 June 2015, which introduced the deductible for border workers who have worked in Switzerland for at least 5 years. This allowance allows frontier workers to benefit from a reduction in social security contributions.
• Travel times between Peglio and Ticino, which can vary from 30 to 60 minutes, depending on the traffic situation and the condition of the roads. It is important to consider that these times can affect the choice of working in Ticino or not.
• The cost of living, which can be compared with border Italy. According to 2022 data, the cost of living in Ticino is 15% higher than in Italy. It is important to consider that this increase may affect the choice to work in Ticino or not.

Advantages and Disadvantages of Transferring

The advantages of moving to Peglio and working in Ticino as a border worker include:

• The possibility of obtaining a permit

Recommended tools

For an updated estimate, use the net salary calculator and the CHF-EUR exchange comparator.

Key points

What to do

For border workers residing in Peglio and working in Ticino, it is advisable to:

• Obtain a G/B permit to work in Ticino, as required by the Swiss legislation of 2020, which states that frontier workers must possess a G/B residence permit in order to work in the country.
• Consider the deductible of €7,500- €10,000 for old frontier workers, as established by the Ticino law of 2015, which offers a deductible to frontier workers who have worked in the country for at least 5 years.
• Plan travel times between Peglio and Ticino, which can vary from 30 to 60 minutes, depending on the area of residence and the weather conditions.
• Compare the cost of living with border Italy, such as the cost of water, energy and housing.

Concrete examples

For example, a frontier worker who resides in Peglio and works in Lugano could save around €500 per month on the cost of accommodation, thanks to the €7,500- €10,000 deductible. However, he may face a 20% increase in the cost of public transport, due to the greater distance between his area of residence and his place of work.

Operational Checklists

For border workers residing in Peglio and working in Ticino, it is important to:

• Check the validity of the G/B residence permit
• Calculate the deductible of €7,500- €10,000 and verify its application
• Plan travel times between Peglio and

Check tax deadlines for cross-border workers: returns, Swiss declarations, rebates — all dates in one interactive calendar.