Swiss franc → euro: today's rate and history
Today 1 Swiss franc is worth 1.0835 euro (ECB mid-market rate).
Updated 20 July 2026 · Source: ECB reference rates (via Frankfurter/Firestore), refreshed automatically every day.
CHF/EUR rate history
Over the last 12 months the franc-euro rate moved between a low of 1.0600 and a high of 1.1077. The table shows opening, low, high and average for the three windows most useful to anyone paid in francs.
| Period | Opening rate | Low | High | Average | Change |
|---|---|---|---|---|---|
| Last 30 days | 1.0820 | 1.0797 | 1.0868 | 1.0832 | +0.14% |
| Last 90 days | 1.0888 | 1.0797 | 1.0961 | 1.0875 | -0.49% |
| Last 12 months | 1.0706 | 1.0600 | 1.1077 | 1.0806 | +1.20% |
| Month | 1 CHF in EUR |
|---|---|
| 2025-08 | 1.0683 |
| 2025-09 | 1.0690 |
| 2025-10 | 1.0765 |
| 2025-11 | 1.0716 |
| 2025-12 | 1.0745 |
| 2026-01 | 1.0901 |
| 2026-02 | 1.0967 |
| 2026-03 | 1.0881 |
| 2026-04 | 1.0848 |
| 2026-05 | 1.0949 |
| 2026-06 | 1.0838 |
| 2026-07 | 1.0822 |
When should a cross-border worker convert their salary?
Anyone working in Switzerland and living in Italy converts part of their salary from francs to euro every month: at 1.0835, the timing and the channel you pick affect your family budget more than most people think. The mid-market rate on this page is the neutral benchmark: no provider gives it to you in full, but specialised services stay within a few tenths of a percent, while traditional bank counters keep 2–3% between spread and fees.
Don't convert the whole salary
Exchange only what you actually spend in euro (mortgage, bills, groceries). What stays in francs pays no fees and protects you if the franc strengthens.
Spread your conversions
Converting a fixed amount every month averages the rate over time and avoids concentrating the risk on a single bad day.
Watch the spread, not just the rate
The real cost is the gap between the mid-market rate and the one applied, plus flat fees. A "zero-commission" exchange with a 2% spread costs more than a declared 0.4% fee.
Fees compared: where you lose the least
On a CHF→EUR transfer a traditional bank keeps on average 2.8% between spread and fees; specialised services stay under 0.5%. On a salary converted every month, that difference is worth hundreds of euro a year.
| Channel | Typical cost | Net on 4,000 CHF |
|---|---|---|
| Wise (TransferWise) | ~0.30% | ≈ 4,321 EUR |
| Cambiavalute.ch | ~0.35% | ≈ 4,319 EUR |
| Revolut | ~0.50% | ≈ 4,312 EUR |
| Traditional bank (counter) | ~2.8% + 5 CHF | ≈ 4,207 EUR |
The comparator computes in real time what you receive with each provider — spread, flat fees and volume brackets included — on the exact amount you need to convert.
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Quick conversions: typical salaries in francs
Each dedicated page shows the conversion at today's rate, the yearly history and an estimated cross-border net for that amount.
Frequently asked questions
How much is one Swiss franc worth in euro today?
The updated value is at the top of this page: it is the ECB mid-market reference rate, refreshed daily by the same cron that feeds the interactive comparator. Providers then apply their own spread on top of it.
When is the best moment to convert francs to euro?
Nobody can predict the exchange rate: the most robust strategy for a cross-border worker is converting a fixed amount every month, averaging the rate over time. The 30/90/365-day windows on this page tell you whether today sits above or below the recent average.
What is the cheapest way to convert a salary?
Specialised services (Wise, Cambiavalute.ch, Revolut) charge an all-in 0.3–0.5%, against 2–3% at traditional bank counters. On 4,000 CHF a month the gap exceeds 1,000 euro a year.
Is the rate on this page what I actually get?
No: it is the mid-market rate, the neutral midpoint between buy and sell. Every provider applies a spread and/or fees. Use the comparator to see the real net amount per channel.
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