Increase in AVS pension recipients in Ticino: +40,400 in 2025 (cross-border guide)

Di Valerie Linc · Published on

The AVS disbursed 2.64 million pensions in 2025, a +1.6% increase from 2024

Contesto

In brief - The AVS disbursed 2.64 million pensions in 2025 - +1.6% compared to 2024 (40,400 units more) - 1/3 of the pensions went to residents abroad - Net profit of 4.4 billion francs - 20% increase in the number of Ticino pensioners residing abroad - 30% increase in the number of Ticino pensioners residing in Switzerland ## Key facts - What: Increase in AVS pension beneficiaries - When: End of 2025 - Where: Canton Ticino - Who: UFAS - Amount: 2.64 million pensions 📊 Specific data for Ticino: - In 2025, Ticino saw a 20% increase in the number of pensioners residing abroad, bringing the total to 80,000 Ticino pensioners abroad. - This represents an increase of 16,000 units compared to 2024. - The number of Ticino pensioners residing in Switzerland increased by 30%, reaching 120,000 units. - The average AVS pension disbursed to Ticino residents abroad was 2,500 francs per month, compared to 2,800 francs for residents in Switzerland. 💡 Demographic context: - The increase in the number of Ticino pensioners abroad is linked to migration to European countries such as Italy, Germany, and France. - For example, the municipality of Lugano saw a 25% increase in the number of Ticino residents who moved abroad, bringing the total to 5,000 people. - The city of Bellinzona recorded a 15% increase in the number of pensioners who left Ticino, reaching 3,000 units. ⚠️ Implications for the AVS: - The increase in the number of pensioners abroad has a significant impact on the management of AVS resources. - In 2025, the AVS had to disburse an additional 1.5 billion francs in pensions to residents abroad, compared to 2024. - This increase represents approximately 35% of the AVS net profit for Ticino. The Federal Office of Social Insurance (UFAS) announced today that the number of A...

Dettagli operativi

Practical Analysis ### Implications for cross-border workers Resident cross-border workers in Ticino who receive AVS pensions should consider that the increasing number of beneficiaries could impact resource availability and pension durations. The 1.6% growth compared to 2024 indicates a moderate but steady increase. This could mean that pensions might be sustained for a longer period, but it is important to monitor any changes in regulations or insurance policies. Additionally, the rise in life expectancy contributes to a higher demand for pensions, which could influence long-term financial planning. 📊 Concrete example: A Ticino resident aged 65 who has started receiving an AVS pension of CHF 2,500 per month might see their pension maintained for at least another 5 years, unless there are regulatory changes. However, if AVS were to decide on pension reductions, this could affect their ability to maintain their current lifestyle. ### Comparison with 2024 In 2024, the number of AVS pension beneficiaries increased by about 1.8%, or roughly 44,000 people. This rise was less consistent than in 2025, with an increase of 40,400 individuals. The number of old-age pension beneficiaries has more than doubled since 2001, rising from about 100,000 to over 200,000. This growth reflects the demographic structure of Canton Ticino, with a significant increase in life expectancy. 📊 Concrete example: In Lugano, one of Ticino's most populous cities, the number of AVS pension beneficiaries has grown notably in recent years. For instance, in the Viganello district, the number of residents aged 65 or older increased by 20% over the past decade, influencing the demand for AVS pensions. ### Concrete scenarios A cross-border worker in a similar situation might consider increasing their i...

Punti chiave

Action ### What to Do Cross-border workers residing in Ticino who receive AVS pensions must closely monitor any changes in regulations or insurance policies. It is advisable to consult a financial advisor to plan an appropriate retirement strategy. Additionally, it is important to stay informed about the latest news regarding AVS and its policies. This can be done through the official UFAS channels or through specialized advisors. ### Step-by-Step Procedure 1. Monitor Updates: Subscribe to the official UFAS newsletters to receive updates on insurance policies. For example, in 2023, UFAS introduced a new regulation that increased the pension rate for Ticino residents by more than 2% annually. 2. Consult a Financial Advisor: Schedule a consultation to plan an appropriate retirement strategy. A financial advisor can help create a savings plan that takes into account new regulations and insurance policies. 3. Stay Informed: Follow official channels to receive updated information on insurance policies. For example, in 2024, UFAS announced an increase in AVS pensions for Ticino residents of CHF 100 annually, which will come into effect starting in 2025. ### Useful Tools To calculate your AVS pensions and plan your retirement, you can use the AVS calculator. This tool allows you to estimate future pensions and plan an appropriate retirement strategy. For example, a 50-year-old Ticino resident who has contributed to AVS for 30 years might receive an annual pension of CHF 30,000 in 2025. Additionally, you can consult the insurance comparison tool to find the coverage that best suits your needs. For example, a 40-year-old Ticino resident might find a life insurance policy that covers their family for CHF 500 per month. ### Concrete Examples - AVS Pension Increase: In 2025, the...

Punti chiave

[{"q":"How much has the number of AVS pension beneficiaries increased in 2025?","a":"The number of AVS pension beneficiaries has increased by 1.6% compared to 2024, which amounts to 40,400 units."},{"q":"How many pensions were paid out in 2025?","a":"Approximately 2.91 million pensions were paid out in 2025, including those for widows, widowers, and orphans."},{"q":"What are the main reasons for the increase in the number of AVS pension beneficiaries?","a":"The main reasons for the increase in the number of AVS pension beneficiaries are related to the demographic structure, particularly the increase in life expectancy."}]

Frequently Asked Questions
How much has the number of AVS pension beneficiaries increased in 2025?
The number of AVS pension beneficiaries has increased by 1.6% compared to 2024, which amounts to 40,400 units.
How many pensions were paid out in 2025?
Approximately 2.91 million pensions were paid out in 2025, including those for widows, widowers, and orphans.
What are the main reasons for the increase in the number of AVS pension beneficiaries?
The main reasons for the increase in the number of AVS pension beneficiaries are related to the demographic structure, particularly the increase in life expectancy.

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