The best coworking spaces in Lugano and Ticino: costs, services included

Context

In brief

• Lugano offers a variety of coworking spaces for freelancers and remote workers.
• Costs vary depending on the services included and the location.
• Coworking spaces are ideal for those who work independently or remotely.

Key Facts

• What: Coworking spaces in Lugano and Ticino.
• When: Available all year round.
• Where: Lugano and other cities in the Canton of Ticino.
• Who: Ideal for freelancers and remote workers.
• Amount: Variable costs depending on the services included.

Lugano has become a popular destination for the self-employed and remote due to its variety of coworking spaces. These spaces offer not only a shared workplace, but also a range of amenities that can include high-speed internet connection, meeting rooms, relaxation areas, and access to networking events. Costs vary depending on the services included and the location, making it possible to find options that suit different needs and budgets.

Included services

Coworking spaces in Lugano and Ticino offer a wide range of services that can include:

• High-speed internet connection
• Meeting rooms
• Relaxation areas
• Access to networking events
• Printing and photocopying services
• Coffee and snacks

These amenities make coworking spaces a convenient choice for those working independently or remotely, providing a professional and stimulating environment.

Operational details

Practical analysis

Coworking spaces in Lugano and Ticino are ideal for those who work independently or remotely. These spaces offer a professional and stimulating environment, with a range of amenities that can include high-speed internet connection, meeting rooms, relaxation areas, and access to networking events. Costs vary depending on the services included and the location, making it possible to find options to suit different needs and budgets.

Comparison of coworking spaces

What-if scenarios

A freelancer who works independently may find a coworking space with printing and photocopying services included convenient. A remote worker may prefer a space with access to networking events to expand their professional network.

Tax implications

For cross-border commuters working in Switzerland and residing in Italy, it is important to consider the tax implications. Withholding tax on earned income is only withheld in Switzerland, while Italy avoids double taxation with the tax credit (EC framework of 730).

Double taxation agreement

The Italy-Switzerland double taxation agreement, signed on 9 March 1976, regulates the taxation of income for cross-border commuters. It is important to be aware of this convention in order to avoid double taxation and benefit from tax rebates.

New cross-border agreement

The New Cross-Border Commuter Agreement, signed on 23 December 2020 and in force since 1 January 2024, introduces new rules for cross-border commuters. It is important to be informed about these new rules in order to benefit from tax rebates and avoid double taxation.

Rates and contributions

Swiss rates and contributions include the AHV/IV/EO at 5.3%, the ALV/AC at 1.1% (capped at CHF 148,200), the UVG between 0.7% and 1.5%, and the BVG between 7% and 18% depending on the age group. The Italian personal income tax rates are 23% up to €28,000, 33% between €28,001 and €50,000, and 43% over €50,000.

Health insurance

Cross-border commuters are entitled to option for health insurance (KVG), with deductibles ranging from CHF 300 to CHF 2500. It is important to know the options available to you in order to choose the coverage that best suits your needs.

Useful tools to protect your net income

To reduce FX leakage, compare CHF-EUR exchange options and banks for cross-border workers.

Key points

Action

To find the coworking space that best suits your needs, you can use the salary calculator available on the Frontaliere Ticino website. This tool allows you to calculate the monthly net and the taxes to be paid, taking into account the Swiss and Italian rates and contributions.

Procedure for choosing a coworking space

1. Identify your needs: services needed, budget available, preferred location. 2. Do an online search to find available coworking spaces in your desired area. 3. Contact coworking spaces to get information on costs and included services. 4. Visit coworking spaces to assess the environment and services offered. 5. Choose the coworking space that best suits your needs and proceed with registration.

Final CTA

To calculate the monthly net and taxes to be paid, you can use the salary calculator available on the Frontaliere Ticino website. This tool allows you to obtain an accurate estimate of the taxes and contributions to be paid, taking into account the Swiss and Italian rates and contributions.

FAQ

1. What are the services included in coworking spaces in Lugano? Answer: Coworking spaces in Lugano offer a wide range of amenities that can include high-speed internet connection, meeting rooms, relaxation areas, access to networking events, printing and photocopying services, coffee, and snacks.

2. What are the Swiss rates and contributions for cross-border commuters? Answer: The Swiss rates and contributions include the AHV/IV/EO at 5.3%, the ALV/AC at 1.1% (capped at CHF 148,200), the UVG between 0.7% and 1.5%, and the BVG between 7% and 18% depending on the age group.

3. What are the Italian personal income tax rates for cross-border commuters? Answer: Italian personal income tax rates are 23% up to €28,000, 33% between €28,001 and €50,000, and 43% over €50,000.

Official sources: Health insurance for cross-border commuters (FOPH)