What is the cantonal deficit in Ticino in June 2025?

According to the interim statement in June 2025, the cantonal deficit is estimated at -49.7 million francs, an improvement over the budget of -109 million. This result is driven by an increase in SNB revenue of CHF 106.1 million.

How does the increase in AVS/AI expenses affect border workers?

The CHF 12 million increase in expenses for AVS/AI supplementary benefits could translate into improvements in pension coverage for border workers. Check your performance on the UFSP/BAG portal to confirm any updates.

What is the LAMal allowance for adult frontier workers?

Adult frontier workers are entitled to the LAMal deductible of CHF 300-2500. This benefit is guaranteed by the new border agreement of 2020 and must be requested directly from LAMal or through your family doctor.

What should I do if I am a new frontier worker?

The new frontier workers have a deductible of CHF 10,000 for health expenses. Check your registration to the AVS/AI and LAMal, and consult the [guida ai permessi](nav:permits) to understand the regulations in force since 2024.

How is the tax at source calculated for border workers?

The tax at source for border workers is withheld ONLY in Switzerland, with a tax credit in Italy to avoid double taxation. Use our [calcolatore stipendio](nav:calculator) to check your tax withholdings.

Cantonal deficit Ticino: -49.7 million, improvement for border workers (cross-border guide)

Di Marco Ferrari · Published on 6 August 2026

Panoramic view of Bellinzona with mountain background

The deficit estimated at -49.7 million francs in June 2025 improves by 8.3 million compared to the budget, with a direct impact on AVS/AI and cantonal wages

Context

In a nutshell

Cantonal deficit Ticino at -49.7 million francs in June 2025
Improvement of 8.3 million compared to the budget of -109 million
Increase in revenues from SNB share 106.1 million not initially expected
Increased expenses for AVS/AI (+12 million) and school staff (+8 million)

Key facts

What: Cantonal deficit in June 2025
When: End of June 2025
Where: Canton Ticino
Who: Council of State, Swiss National Bank
Amount: -49.7 million francs
Improvement: 8.3 million compared to the estimate
SNB share: CHF 106.1 million
AVS/AI expenses: CHF +12 million
School staff expenses: +8 million francs

The State Council published interim statement numbers in June 2025, revealing an estimated deficit of -49.7 million francs. This result represents an improvement compared to the budget of -109 million, thanks to an overall increase of 105.3 million francs in revenue and an increase in expenses of 46 million francs.

The increase in revenue is mainly driven by the Swiss National Bank's share of profit, equal to 106.1 million francs, not included in the initial estimate. This revenue was not foreseen in the financial statements and contributed significantly to reducing the deficit.

Although revenue has increased, expenses have also gone up. The main increase concerns complementary AVS/AI performance, which has seen an increase

Operational details

Implications for Ticino border workers

For border workers working in Switzerland and living in Italy, the cantonal financial news has direct repercussions on the social security and welfare system. The increase in expenses for AVS/AI supplementary benefits of CHF 12 million and the participation in the reduction of the health insurance premium (LAMal) of CHF 12 million indicate a strengthening of the social security and health system for cross-border workers.

The new border agreement, which entered into force on 1 January 2024, provides that adult border workers are entitled to the LAMal allowance of CHF 300-2500. This increase in cantonal spending could support further improvements in terms of coverage and access to health services for border workers. In addition, increased expenditure on teaching staff could translate into better working conditions and wages in the education sector, an important resource for border families with school-age children.

The profit share of the Swiss National Bank, which generated CHF 106.1 million in revenue, is a non-tax revenue that does not directly affect personal taxes, but could be used by the Canton to improve public services. For border workers, this means that the social security and health system could see an increase in resources, improving the quality of the service provided.

However, it is important to underline

Useful planning tools

To estimate your pension strategy, use the pension planner and the pillar 3 simulator.

Key points

What to do as a cross-border worker: practical guides

For Ticino cross-border workers, the update of the cantonal finances requires specific attention to their benefits and rights. Here is a practical guide on what to do based on the announced news.

1. Check AVS/AI benefits

Access the UFSP/BAG portal to check your complementary AVS/AI benefits. The increase of 12 million Swiss francs in cantonal expenditure may result in improvements to your social security coverage. If you are a cross-border worker, check that your benefits have been updated according to the new 2024 cross-border agreement.

2. Check the LAMal franchise

As a cross-border worker, you are entitled to the LAMal adult franchise of 300-2500 CHF. Check on the LAMal website or contact the insurance company directly to confirm your right to the franchise. If you are not yet registered, fill out the registration form available on the official website.

3. Monitor tax return deadlines

The tax return for cross-border workers is based on the 2020 agreement and the 1976 Convention. Make sure to declare your income from work in Switzerland correctly and use the Italian tax credit to avoid double taxation. Use our salary calculator to check your tax deductions.

4. Update your residence permit

If you are a cross-border worker, check the validity of your G or B permit. The new agreement provides specific rules for new cross-border workers and a franchise of 10,000 CHF for new registrants. Consult the permit guide to understand if you need to make changes to your permit.

5. Report any discrepancies

If you notice discrepancies in your AVS/AI benefits or tax return, contact the UFSP/BAG or the Tax Authority immediately. Use our tax comparator to compare your deductions with market values.

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Frequently Asked Questions

What is the cantonal deficit in Ticino in June 2025?: According to the interim statement in June 2025, the cantonal deficit is estimated at -49.7 million francs, an improvement over the budget of -109 million. This result is driven by an increase in SNB revenue of CHF 106.1 million.
How does the increase in AVS/AI expenses affect border workers?: The CHF 12 million increase in expenses for AVS/AI supplementary benefits could translate into improvements in pension coverage for border workers. Check your performance on the UFSP/BAG portal to confirm any updates.
What is the LAMal allowance for adult frontier workers?: Adult frontier workers are entitled to the LAMal deductible of CHF 300-2500. This benefit is guaranteed by the new border agreement of 2020 and must be requested directly from LAMal or through your family doctor.
What should I do if I am a new frontier worker?: The new frontier workers have a deductible of CHF 10,000 for health expenses. Check your registration to the AVS/AI and LAMal, and consult the [guida ai permessi](nav:permits) to understand the regulations in force since 2024.
How is the tax at source calculated for border workers?: The tax at source for border workers is withheld ONLY in Switzerland, with a tax credit in Italy to avoid double taxation. Use our [calcolatore stipendio](nav:calculator) to check your tax withholdings.