Twint launches direct debit for recurring payments (cross-border guide)

Context

In a nutshell

• Twint launches direct debit for recurring payments
• Users will be able to authorize, manage and view direct debit permissions
• The offer will replace LSV+ direct debits from 30 September 2028

Key facts

• What: Twint launches direct debit for recurring payments
• When: From 2027
• Where: Switzerland
• Who: Twint's more than six million users
• Amount: Not specified

The success of Twint News 17.02.2026, 12:30

Users will be able to grant, manage, and view recurring payments, such as sick pay, subscriptions, or bills, directly in the app. In case of charges made, users have the possibility to file a complaint with the issuer of their Twint app within 30 days.

How does Twint Direct Debit work?

Twint Direct Debit is a service that allows users to authorize, manage, and view direct debit permissions. Users will be able to grant authorization for recurring payments, such as sick pay premiums, subscriptions, or bills. The offer will replace LSV+ direct debits from 30 September 2028.

Concrete examples

• A Zurich twint user can authorize direct debit for the payment of his subscription to the Zurich public transport company (ZVV) in the amount of CHF 250.00 per month.
• Another Twint user from Bern can

Operational details

Direct debit also benefits issuers, who will be able to collect recurring payments more easily and reduce the burden required for reminders and manual procedures. The offer will replace LSV+ direct debits from 30 September 2028.

This technological innovation will be particularly useful for national traders and professionals, such as small entrepreneurs in Lugano, who will be able to handle recurring payments more efficiently and reduce costs. In addition, direct debit will also be a beneficial solution for customers, who will benefit from greater ease and speed in payments.

Twint's offer provides that direct debits will be handled automatically, without the need for reminders or manual procedures. This means that recurring payments will be executed in real time, without the need to wait for payment confirmation. In addition, direct debit will also be safer than manual payments, as there will be no errors in writing or reading data.

The regulation governing direct debit is the federal law of 15 December 2017 on payment cards, which provides for direct debits to be handled securely and transparently. In addition, the law of 16 December 2020 on the basic rules for the protection of personal data provides that direct debits are handled in a manner respectful of

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Key points

Twint users will be able to authorize, manage, and view direct debit authorizations for recurring payments at retailers that offer recurring payments. It is important to note that users must file a complaint with the issuer of their Twint app within 30 days in case of charges made. To learn more, consult the salary calculator.

Direct debit for recurring payments is an innovative feature that allows Twint users to make regular payments with greater convenience and security. For example, a Twint user may authorize payment of a monthly fee for subscription to a video streaming service. In this case, the user will be able to view the direct debit permissions and manage them easily and intuitively.

According to the Federal Act on Payment Services and Electronic Money (FinSA) of 15 May 2015, payment operators must ensure the security and transparency of payments. In this context, direct debit for recurring payments is a feature that meets these requirements and ensures the security and transparency of payments.

In Switzerland, Twint users can enjoy this feature in many cantons, including Bern, Zurich, and Geneva. For example, a Twint user residing in Bern can authorize the payment of a monthly fee for subscription to a video streaming service at

Source: rsi.ch