Topic

AVS and LPP pensions

AVS, LPP, third pillar and buy-backs: how a cross-border worker builds a pension.

All articles

42 articles on avs and lpp pensions, newest first.

• Swiss Abroad: Retirement here or elsewhere

  According to a statement in September 2025, many Swiss nationals aspire to spend part of the year under other skies, but without completely breaking ties with the Confederation.

• Old-age annuities abroad: what you need to know

  How to withdraw your AHV/IV pension from abroad and what to look out for as a Swiss abroad.

• AVS: Eichenberger criticises the 13th annuity

  Economist Eichenberger analyzes the 13th AVS annuity as an indirect form of immigration taxation and proposes tax reforms for those over 65.

• Third pillar 3a: tax advantages and savings in Switzerland

  Complete guide to the third pillar 3a in Switzerland: real tax advantages, differences between banking and insurance pillar and tax optimization.

• Second pillar LPP: complete guide and operation

  Complete guide to the second LPP pillar in Switzerland: operation, contribution rates, redemption of gaps and levy for the purchase of the house.

• Tax advantages and payment strategies

  The third pillar 3a: what it is, how it works and what are the tax advantages for border workers in the Canton of Aargau

• Third pillar 3a: advantages for the Canton of Geneva

  The new agreement between Switzerland and Italy for border workers provides for the creation of a single tax regime

• Third pillar 3a: benefits for border workers in the canton of Basel

  The new Italy-Switzerland double taxation convention and the transitional regime for border workers.

• Swiss 3rd Pillar: Advantages 2026 in the Canton of St. Gallen

  The Italy-Switzerland double taxation agreement was signed on 9 December 1976. The new frontier workers have a deductible of €10,000.

• Third pillar 3a: tax advantages 2026 in Switzerland

  Find out how private pension 3a works and the tax benefits available in 2026 for those who work in Switzerland and reside in the Canton of Zurich.

• How much does a border mechanic earn in Ticino

  Analysis of the salary band for border mechanics in Ticino: tax deductions, AVS/LPP contributions and impact of the new Border Agreement.

• LPP: exit strategy from the second pillar

  The withdrawal of the second LPP pillar for frontier workers: facts, figures, dates and exit strategies

• The second LPP pillar: when Italy and Switzerland can be withdrawn and taxed

  The new border agreement provides for a deductible of CHF 10,000 and a transitional regime until 2033. But how does the second LPP pillar work and how can it be withdrawn without suffering double taxation?

• LPP services in Switzerland: how they are taxed

  Occupational pension (LPP) pensions follow the same tax regime as AVS pensions: this is what changes for beneficiaries

• AI into Bankruptcy: Disability at 18

  Swiss Disability Insurance risks bankruptcy by the early 2030s.

• How the second pillar of Swiss pension works

  All about the LPP: 894 thousand beneficiaries, median income 1,744 francs, conversion rate 6.8%. Complete guide to the mandatory pillar.

• AVS and LPP income tax code: new for frontier workers

  Introduced a specific tax code for withholdings on AVS and LPP annuities from Switzerland: what changes for frontier workers.

• IT developer in Ticino: guide for border workers

  Practical guide for cross-border IT developers in Ticino: salary, G permit, taxes and pension according to current regulations.

• Transfer of the fifth of the pension: what changes with the new INPS convention

  The new INPS agreement for the transfer of the fifth of the pension introduces some procedural innovations.

• Totalisation of AVS and INPS contributions: how it works

  Practical guide to the aggregation of contributions between Switzerland and Italy: procedure, forms and calculation of the pension for those who have worked in both countries.

• Early retirement for cross-border commuters 2026: complete guide

  Find out how early retirement works for cross-border commuters in 2026, with a focus on AHV, second pillar and planning over 20 km.

• Increased IV pensions put insurance companies in financial difficulty

  The sharp increase in new IV pensions is putting disability insurance in financial difficulty.

• The financial outlook for AHV and IV worsens

  According to the FSIO, the deficits in the Old-Age and Survivors' Insurance and the Disability Insurance will increase in the coming years.

• Early retirement for border workers: impact on AVS and second pillar

  Find out how early retirement will affect the AHV and the second pillar for cross-border commuters who live more than 20 km from the border.