Swiss spend more, but growth slows (cross-border guide)

Context

In a nutshell

• Consumption indicator marks +0.8% in August
• The figure slows down compared to July (+1.1%)
• Growth also down compared to June (+1.8%)
• PostFinance customer-based analysis

Key facts

• What: Trend in consumption and retail expenses
• When: August compared to the same period in 2025
• Where: Switzerland
• Who: PostFinance and its 2.4 million customers
• Amount: Change of 0.8%
• Method: Monitoring card payments

In August, the consumption indicator calculated by PostFinance based on card payments of its 2.4 million customers rose by 0.8% compared to the same period in 2025. The figure shows a slowdown compared to July (+1.1%) and June (+1.8%). This trend describes a national economic dynamic that sees Swiss consumers continue to spend, but with a progressively less marked rate of increase over the summer months.

# Card payment dynamics

The detailed analysis of financial flows carried out by the institution allows us to observe which product categories guide the movements of money and which instead show signs of stabilization. To fully understand the impact of these data on daily life and family spending planning in Switzerland, scopri di più sul costo della vita in Svizzera to assess the general trend of prices and services on the national territory.

Operational details

Spending on hotels and rental cars has now returned to normal, the financial branch of the Swiss Post said in a statement today. This return to the usual levels after the peaks linked to summer tourist flows reflects a stabilization of demand in the travel and temporary mobility sector. Meanwhile, releases for leisure-related items such as computers and electronic devices have progressed, confirming a constant interest in technology and home entertainment.

Growth sectors and stagnant sectors

Alongside the investments in technology, the data show that a little more was also paid for the purchase and repair of cars as well as for groceries. On the other hand, the beauty and well-being segment remained stagnant overall, with no significant changes compared to previous surveys. Those who manage their family budget may find gestire i propri risparmi tramite conti bancari in Svizzera useful to optimize liquidity management and carefully monitor their current expenses.

Recommended tools

For an updated estimate, use the net salary calculator and the CHF-EUR exchange comparator.

Key points

Reading the data published by PostFinance offers useful insights for those who want to carefully plan their monthly and annual budget. Monitoring the evolution of card payments allows you to anticipate trends in the internal market and understand how the spending habits of the resident population change. The slowdown between June, July and August suggests a more cautious attitude on the part of Swiss consumers.

Financial planning and budget management

To better cope with economic fluctuations and the trend in consumer goods prices, it is advisable to regularly check your income and expenses. If you want to accurately estimate your economic situation and assess the impact of fixed and variable expenses on your income, calcola il tuo stipendio e le imposte in Svizzera to have a clear and up-to-date picture.

Source: swissinfo.ch