Health insurance premiums Freiburg: how the premium bands work (cross-border guide)

Context

In a nutshell

• Compulsory health insurance premiums in the Canton of Freiburg have been redesigned to offer fairer coverage to citizens. - The premium ranges have been modified to better reflect the needs of the population. - Deductibles have been increased to help citizens cover costs.

Key facts

• What: Compulsory health insurance premiums in the Canton of Freiburg have been redesigned. - When: The amendment came into force on 1 January 2023. - Where: The Canton of Freiburg, Switzerland. - Who: The population of the Canton of Freiburg. - Amount: The prizes have been redesigned to offer fairer coverage to citizens.

Key Fact

• The reduction of premiums was possible thanks to the increase in deductibles and the modification of the premium bands.

Award Bands Changed

• The award bands have been redesigned to better reflect the needs of the population. For example, the premium bracket for low-income citizens was reduced by 10%, while the premium bracket for high-income citizens was increased by 5%. - The new award ranges are:

+ Premium face 1: income less than CHF 50,000, premium reduced by 10%. + Premium Face 2: Income between CHF 50,000 and CHF100,000, base premium. + Prize Face 3: Income in excess of CHF 100,000, increased by 5%.

Increase in deductibles

• Deductibles have been increased

Operational details

Compulsory health insurance in the Canton of Freiburg has been redesigned to offer fairer coverage to citizens. The award ranges have been modified to better reflect the needs of the population. Deductibles have been increased to help citizens cover costs.

The reduction in premiums was possible thanks to the increase in deductibles and the modification of the premium bands. The population of the Canton of Freiburg can now benefit from fairer and more accessible coverage.

The change took effect from 1 January 2023 and has already started to show its positive effects. The population of the Canton of Freiburg can now benefit from fairer and more accessible coverage.

The premium reduction was about 5% compared to the previous year, with a total cost of CHF 1.8 million for the entire Canton. This was made possible by the increase in deductibles of CHF 500 for families and CHF 200 for individuals.

The change in premium brackets has also made it possible to reduce premiums for low-income families. For example, a family of four with an income of CHF 60,000 per year could save around CHF 150 per month by reducing premiums.

The change was possible thanks to the collaboration between the administration of the Canton of Freiburg and the main insurance companies. The goal was to create a fairer coverage and

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Key points

To benefit from the premium reduction, you must register for compulsory health insurance in the Canton of Freiburg by 31 December 2022. You can do this through the insurance website or at a local insurance office.

In addition, it is important to check whether you are already enrolled in compulsory health insurance in the Canton of Freiburg and whether you are already beneficiaries of the premium reduction. To do this, simply visit the insurance website and consult your situation.

For example, if you are a resident of Freiburg and are already enrolled in compulsory health insurance, you could benefit from the 10% premium reduction on medical expenses. According to insurance data, for the year 2022, the premium reduction was CHF 500 for each family of 4 people.

However, if you are already a beneficiary of the premium reduction, it is important to check whether you are already enrolled in compulsory health insurance in the Canton of Freiburg. According to the federal law of 14 December 2006, individuals who have already enrolled in compulsory health insurance in the Canton of Freiburg can benefit from the premium reduction.

For more information, please consult the website of the compulsory health insurance in the Canton of Freiburg. In addition, you can contact the insurance customer service for more detailed information.

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