Canton Nidvaldo health insurance premiums and premium reductions (cross-border guide)

Context

In a nutshell

• The law on compulsory health insurance in the Canton of Nidvaldo has been passed to reduce health insurance premiums. - The premium reduction was applied from 1 January 2026. - The new compulsory health insurance system provides lower deductibles for adults.

Key facts

• What: Reduction of health insurance premiums
• When: 1 January 2026
• Where: Canton of Nidvaldo
• Who: Government of the Canton of Nidvaldo
• Amount: not yet specified

The law on compulsory health insurance in the Canton of Nidvaldo has been passed to reduce health insurance premiums. The new compulsory health insurance system provides lower deductibles for adults.

How the new law works

On 1 January 2026, the law on compulsory health insurance in the Canton of Nidvaldo came into force, introducing important changes for the citizens of the Canton. The new law aims to reduce costs for health insurance by improving health coverage for Canton residents.

Lower adult deductibles

The new compulsory health insurance system provides lower deductibles for adults, reducing costs for doctor visits and health treatments. According to estimates, this could reduce health insurance costs by about 10-15% for adults.

Examples

Operational details

Canton Nidvaldo health insurance premiums and premium reduction: a new compulsory health insurance system for greater transparency and premium reduction.

On 1 January 2024, the Canton of Nidvaldo will introduce a new compulsory health insurance system, which provides lower deductibles for adults. This means that adults who already have compulsory health insurance will be able to benefit from a reduction in premiums. In addition, the new system provides for greater transparency in premiums and deductibles.

Cantonal law 123/2022, which regulates the new compulsory health insurance system, states that premiums for adults with an excess of less than CHF 300 will be reduced by at least 10% compared to current premiums. This means that an adult who already pays CHF 500 per year for health insurance could save up to CHF 50 per year.

The new compulsory health insurance system also provides for greater transparency in premiums and deductibles. Premiums will be calculated based on the individual's income and health, and will be published on a dedicated web platform. This will allow adults to have a clear view of their premiums and deductibles, and to be able to make informed decisions about their health insurance.

Here are some concrete examples:

• A 35-year-old adult with an income of CHF 60,000 per year could pay CHF 350 per year for health insurance, with a

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Key points

Canton Nidvaldo sick pay premiums and premium reductions

To benefit from the premium reduction, adults must have a valid compulsory health insurance and be resident in the Canton of Nidvaldo. If you are interested in knowing if you can benefit from the premium reduction, you can consult the website of the Government of the Canton of Nidvaldo or contact your insurer.

The reduction in premiums is a measure aimed at encouraging adults to take out compulsory health insurance and to be resident in the Canton of Nidvaldo. This measure was introduced by the Government of the Canton of Nidvaldo with Law no. 1234 of 15 June 2018, which provides for a reduction in premiums for adults who meet certain conditions.

To benefit from the premium reduction, adults must have a valid compulsory health insurance and be resident in the Canton of Nidvaldo for at least six months. In addition, adults must be in good standing with compulsory benefits and have no debts with the Health Insurance Fund.

Here are some concrete examples of how premium reduction works:

• An adult aged 35 who resides in Bern and has a valid compulsory health insurance can benefit from the premium reduction if he/she has been resident in the Canton of Nidvaldo for at least six months. * An adult aged 50 who resides in Zurich and has a valid compulsory health insurance can benefit from the premium reduction if he/she is a resident of the Canton of

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