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AVS and LPP pensions

AVS, LPP, third pillar and buy-backs: how a cross-border worker builds a pension.

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142 articles on avs and lpp pensions, newest first.

• Frontier: early retirement planning 2026

  Operational guide for the single border crossing: impact on AVS, second pillar and tax management between Switzerland and Italy within the framework of the new agreement.

• Pensions August 2026: INPS payroll and changes in amount

  Analysis of the timing of the INPS coupon of August 2026 and the factors that affect the amount of the pension for workers.

• Swiss LPP Performance: Taxation Rules

  The sums paid by the Swiss occupational pension scheme follow the tax rules of the AVS annuities.

• How much does a border plumber earn in Ticino

  AVS, LPP and source tax contributions: remuneration framework for border plumbers in Ticino.

• Services for those who work in Switzerland, every Tuesday in Varese

  The service managed by CGIL, CISL and UIL, in collaboration with the Municipality, will be active at the headquarters in Via Como. It offers advice on tax, social security, permits and social security for those who work abroad.

• Retirement job change after 55: second pillar, pension impacts

  Border workers over 55 can change jobs without losing the benefits of the second pillar, thanks to the New Border Agreement.

• Border VAT number: guide to self-employment in Switzerland

  Learn how to manage self-employment in Switzerland as a border worker: requirements, taxation and social security in compliance with current regulations.

• Remote work at 50% for cross-border commuters with no impact on contributions and pensions

  The New Frontier Agreement provides for exemption from tax at source for frontier workers who work remotely at 50%.

• Yes to the thirteenth AHV: cross-border commuters' pension with double allowance

  Switzerland has approved the measure that could benefit retired cross-border commuters.

• Graubünden: 1.6 million from 1,479 new Italian cross-border commuters

  The canton of Graubünden has recorded a significant increase in the number of Italian cross-border commuters, with an economic contribution of 1.6 million.

• The sharp increase in new pensions puts the IV in financial difficulty

  The sharp increase in new IV pensions is putting disability insurance in financial difficulty. For the AHV, the first payment of the 13th month results in a negative result.

• The financial outlook for AHV and IV worsens

  According to the FSIO, the deficits in the Old-Age and Survivors' Insurance and the Disability Insurance will increase in the coming years.

• Third Pillar 3a for Border Workers

  Discover how the third pillar 3a works for cross-border workers in Ticino, the tax benefits and rules for individual private pension schemes.

• 13th AVS: conciliation, VAT up 0.4%

  National and States disagree: 13th AVS goes to conciliation. Risk of payment without funding. VAT increase at the center of the debate.

• Divorce: What Happens to the Pension Fund? - UBS

  The UBS announces a new rule for the pension fund in case of divorce. The new regulation aims to provide clarity and stability for cross-border workers and their spouses. According to the UBS, the new rule will ensure that the pension fund is divided fairly and in accordance with the applicable laws. The UBS emphasizes that the new regulation is designed to protect the interests of both the cross-border worker and their spouse. The exact details of the new rule are still unclear, but the UBS promises to provide more information in the coming weeks. 💡

• 13th AVS Pension: National Council Insists on VAT Increase

  The National Council has confirmed the funding of the 13th AVS pension solely through a VAT increase, rejecting the mixed solution. Implications for cross-border workers.

• 5% withholding on LPP benefits: intermediary irrelevant

  Discover how the 5% withholding tax on Swiss LPP benefits does not depend on the presence of a resident intermediary.

• Swiss choose capital over income

  Erwin Heri warns of the risks of being left with nothing

• Home Purchase & 2nd & 3rd Pillars: Buying Guide for Frontaliers

  Analysis of buying opportunities for homes via the 2nd and 3rd Pillars according to RSI Swiss TV. Analysis of purchasing houses under the 2nd and 3rd Pillars based on Swiss TV's RSI. Guide on buying homes through the 2nd and 3rd Pillars. Guide on home acquisition under the cross-border commuter permits. Excerpt: Analysis of home buying possibilities under the 2nd and 3rd Pillars as per Swiss TV's RSI.

• Increase in AVS pension recipients in Ticino: +40,400 in 2025

  The AVS disbursed 2.64 million pensions in 2025, a +1.6% increase from 2024

• Documents for your first workday in Ticino: 2026 checklist

  Find out which documents you need for your first day of work in Ticino in 2026 and how to prepare

• Swiss Pensions Abroad: Many, but Modest

  Annual Swiss pensions abroad total around 1 billion Swiss francs, but are relatively low on average

• Crédit Agricole, Italy's second pillar

  Crédit Agricole strengthens its presence in Italy with its second pillar. Find out what this means for Ticino cross-border workers.

• LPP Pension: Separate Taxation Without an Intermediary

  Learn how separate taxation of LPP pension without an intermediary affects Ticino cross-border workers. Practical guide 2026.