Bcc Busto Garolfo: 14.4 million profit and 2 million for the area

Contesto

In brief - Bcc Busto Garolfo closes 2025 with a net profit of 14.4 million - 2 million allocated to the territory between charity and mutuality - CET1 Ratio and Tier1 Ratio at 29.27% and 30.16% respectively - 350 new members in 2025, of which 150 under 35 - Renewal of the board of auditors for the 2026-2028 term ## Key facts - What: Approval of the 2025 budget - When: April 26, 2026 - Where: Busto Garolfo and Buguggiate - Who: Bcc Busto Garolfo and Buguggiate - Amount: Net profit of 14.4 million euros - Amount: 2 million euros allocated to the territory - Amount: CET1 Ratio at 29.27%, Tier1 Ratio at 30.16% - New members: 350, of which 150 under 35 - Renewal: Board of auditors for the 2026-2028 term The assembly of members of Bcc Busto Garolfo and Buguggiate, which met on Sunday, April 26, unanimously approved the 2025 budget. The exercise closed with a net profit of 14.4 million euros, in line with the set objectives and an increase compared to the 12.8 million of 2024. A significant part of this profit, amounting to 2 million euros, will be allocated to the territory between charity and mutuality. This decision was underlined by President Roberto Scazzosi, who highlighted how the bank does not retain value but puts it back into circulation in favor of associations, families, and local realities. For example, 500,000 euros will be allocated to educational projects in the schools of Busto Garolfo and Buguggiate, while 300,000 euros will go to support cultural initiatives in Lugano and Locarno. On the patrimonial front, the bank confirms a position of absolute solidity. The CET1 Ratio and the Tier1 Ratio stand at 29.27% and 30.16% respectively, levels well above the regulatory requirements of 2025, which provided for a minimum of 13% for the CET1 Ratio and 14.5% for th...

Dettagli operativi

The decision to allocate 2 million euros to the territory represents a concrete signal of the bank's commitment to the local community. This approach distinguishes the cooperative credit model, which focuses not only on profitability but also on social impact. The bank has demonstrated its key role in supporting local realities, contributing to the economic and social well-being of the territory. For example, in 2023, Bcc Busto Garolfo financed projects worth 1.5 million euros in Ticinese municipalities such as Lugano and Bellinzona, improving infrastructure and public services. ### Innovation and Sustainability Francesco Romito emphasized the importance of combining innovation and sustainability with the values of mutuality. This approach is fundamental to ensuring balanced and lasting development. The bank has shown its ability to adapt to market challenges while maintaining a strong bond with the community. 📊 In 2022, the bank invested 500,000 euros in renewable energy projects, reducing CO2 emissions by 15% in the served municipalities. ### Balanced Growth General Manager Roberto Solbiati highlighted the bank's balanced growth, which has strengthened credit quality and consolidated relationships with families and businesses. This result is particularly relevant in a complex economic context where stability and financial solidity are crucial. 💡 For example, in 2023, the bank recorded a 10% increase in loans to small and medium-sized enterprises, with a default rate below 1%. ### Renewal of the Board of Directors The renewal of the board of directors for the 2026-2028 term represents a further step towards stability and continuity of management. This renewal is a positive signal for members and the community, who can rely on a solid and future-oriented bank. ⚠...

Punti chiave

For cross-border workers operating in the territory of Busto Garolfo and Buguggiate, the decision of the Banca di Credito Cooperativo (Bcc) to allocate 2 million euros to the territory represents a concrete opportunity to benefit from local services and initiatives. The bank has proven to be a reliable partner for families and businesses, offering financial support and contributing to the well-being of the community. This investment follows a net profit of 14.4 million euros, highlighting the financial solidity of the institution and its commitment to the community. ### Procedure to Access Benefits 1. Inform Yourself: Contact the bank to learn about the initiatives and projects funded with the 2 million euros allocated to the territory. You can visit the official Bcc website or go to a local branch to obtain detailed information. 2. Submit an Application: Follow the procedures indicated by the bank to access the available benefits. For example, to access subsidized financing, you may need to submit a detailed business plan or specific documentation. 3. Participate: Actively participate in the initiatives promoted by the bank and the local community. Events such as fairs, seminars, and workshops can offer networking and training opportunities. ### Useful Tools For further information and to access the services offered by the bank, you can use the salary calculator available on the website. This tool allows you to calculate your net salary and plan your finances effectively. For example, a cross-border worker earning 4,000 euros gross per month might discover that their net salary amounts to approximately 2,800 euros, taking into account taxes and pension contributions. ### Conclusion The Bcc of Busto Garolfo and Buguggiate has proven to be a key player in supportin...

Punti chiave

[{"q":"What is the net profit of Bcc di Busto Garolfo and Buguggiate in 2025?","a":"The net profit of Bcc di Busto Garolfo and Buguggiate in 2025 is 14.4 million euros."},{"q":"How many new members joined in 2025?","a":"In 2025, 350 new members joined, bringing the social base to 4,925."},{"q":"What is the amount allocated to the territory?","a":"The amount allocated to the territory is 2 million euros, between charity and mutuality."}]

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