All net-salary scenarios for cross-border workers

This index lists every simulation available in the cross-border salary calculator: 18 gross-income tiers (CHF 40,000 to CHF 150,000) combined with marital status, number of children, agreement type (old or new, 2026 framework) and border-distance zone (within 20 km, beyond 20 km). Each link opens a page with annual net, monthly net, the Ticino withholding tax table, the effective rate and the side-by-side comparison against a Swiss resident. Pages are recomputed on every build with the 2026 AVS, LPP, withholding-tax and IRPEF parameters.

24 scenarios

Gross salary CHF 40'000

For gross income of CHF 40'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 45'000

For gross income of CHF 45'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 50'000

For gross income of CHF 50'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 55'000

For gross income of CHF 55'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

22 scenarios

Gross salary CHF 60'000

For gross income of CHF 60'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 22 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 65'000

For gross income of CHF 65'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 70'000

For gross income of CHF 70'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 75'000

For gross income of CHF 75'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

22 scenarios

Gross salary CHF 80'000

For gross income of CHF 80'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 22 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 85'000

For gross income of CHF 85'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 90'000

For gross income of CHF 90'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 95'000

For gross income of CHF 95'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

22 scenarios

Gross salary CHF 100'000

For gross income of CHF 100'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 22 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 110'000

For gross income of CHF 110'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

23 scenarios

Gross salary CHF 120'000

For gross income of CHF 120'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 23 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 130'000

For gross income of CHF 130'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 140'000

For gross income of CHF 140'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

24 scenarios

Gross salary CHF 150'000

For gross income of CHF 150'000 the Ticino withholding tax sits between 8 % and 13 % depending on the table (A single, B non-working spouse, C dual-earner, H lone parent). The 24 simulations below cover every useful combination of marital status, children, agreement type and distance zone, holding AVS (5.3 %), LPP (5 % at age 35) and the average LAMal premium (CHF 350/month) constant.

Single

Single — With 1 child

Single — With 2 children

Single — With 3 children

Married

Married — With 1 child

Married — With 2 children

Married — With 3 children

Related guides

About this index

How do I pick the right scenario?
Start from your effective gross annual income (pick the closest tier), then filter by marital status, number of children, agreement type (old = hired before 17 July 2023 with residence within 20 km; new = everyone else) and distance zone. Each page reports the tax table, effective rate and CH vs IT comparison.
Why do some salary tiers have fewer scenarios?
Tiers matching legacy editorial slugs (CHF 60,000, 80,000, 100,000) are partially covered by historical SEO pages and are not duplicated in the auto-generated hub — see `EXISTING_IT_SLUGS` in `salaryHubScenarios.ts` for the full list.
Are the numbers up to date for 2026?
Yes. Simulations are recomputed on every build with the current AVS/LPP rates, Ticino withholding-tax tables, Italian IRPEF brackets and the EUR 10,000 deduction granted to new cross-border workers under the 2026 agreement.
Can I customise a scenario?
Yes. Every scenario page has a "Customize this simulation" button that opens the main calculator pre-filled with that page’s parameters, where you can edit income, LAMal premium, age, municipality of residence and more.