Ticino pensions

In Ticino, retirement provision rests on the three Swiss pillars: AHV, the occupational pension fund and private savings. This page brings together this year’s federal parameters, the funds of reference, the tax on lump-sum withdrawals and our articles on pensions.

The area borders Italy: for those who cross the border every day, the rules and prices on both sides matter. Official sources publish in Italian; data, notices and articles are collected here and updated when they change.

Updated on

Maximum AHV pension (monthly)
2,520 CHF
federal value 2026
AHV/IV Information Centre and Federal Social Insurance Office
Maximum pillar 3a payment (with a pension fund)
7,258 CHF
federal value 2026
AHV/IV Information Centre and Federal Social Insurance Office

Pension parameters 2026

Federal amounts and rates valid across Switzerland: first pillar (AHV), second pillar (BVG) and pillar 3a.

  • Minimum AHV pension (monthly): 1,260 CHF
  • Maximum AHV pension (monthly): 2,520 CHF
  • Employee share of AHV/IV/EO contributions: 5.3%
  • BVG entry threshold (annual salary): 22,680 CHF
  • BVG coordination deduction: 26,460 CHF
  • Minimum BVG conversion rate: 6.8%
  • Maximum pillar 3a payment (with a pension fund): 7,258 CHF
  • Maximum pillar 3a payment (without a pension fund): 36,288 CHF

Updated on

Source: AHV/IV Information Centre and Federal Social Insurance Office

Cantonal funds

The AHV compensation fund and the public pension fund of reference, with their official websites.

Updated on

Tax on lump-sum withdrawals 2026

Tax due on a lump-sum pension withdrawal at 65, for a single person without children living in the cantonal capital.

  • Withdrawal of 100,000 CHF (Bellinzona): 4,397 CHF
  • Withdrawal of 250,000 CHF (Bellinzona): 13,551 CHF
  • Withdrawal of 500,000 CHF (Bellinzona): 35,342 CHF

Updated on

Source: Federal Tax Administration (FTA)

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