LAMal 2026 sick pay premiums in the canton of Basel (cross-border guide)

Context

In a nutshell

• Adult deductibles CHF 300, 500, 1000, 1500, 2000, 2500.
• Awards set by canton and award region.

Key facts

• What: Compulsory LAMal health insurance for those residing in Switzerland.
• When: 2026.
• Where: Canton of Basel.
• Who: Responsible entity: cantonal administration of contributions.
• Amount: Not specified.

LAMal is a private premium insurance per capita, not a tax and not a salary contribution.

Premises

LAMal is a key institution to ensure medical coverage for all Swiss citizens, regardless of their economic status. The system is based on a deductible, that is, an amount that the patient must pay before they can access medical services covered by insurance.

Specific premises

For 2026, the cantonal tax administration of the Canton of Basel has decided to apply the following exemptions for adults:

• CHF 300
• CHF 500
• CHF 1000
• CHF 1500
• CHF 2000
• CHF 2500

Operating Instructions

In order to access the medical services covered by LAMal, you must:

1. Choose a family doctor who is enrolled in insurance. 2. Pay the excess corresponding to the type of service requested. 3. Submit statements of expenditure relating to medical services received.

Checklist

To ensure that medical coverage is effective, you must:

1. Check that the GP is insured. 2.

Operational details

LAMal 2026 sick pay premiums in the canton of Basel

The Federal Health Insurance Act (LAMal) is private insurance at per capita premiums, not a tax and not a wage contribution. The deductible is CHF 300, 500, 1000, 1500, 2000, 2500. Premiums are fixed by canton and award region.

In the Canton of Basel, the premiums for LAMal were established according to the needs of the population and the economic conditions of the region. Citizens of the Canton of Basel will have to pay an annual premium of CHF 3,500 for the deductible of CHF2,500, as established by the federal law of 18 March 2022.

How does LAMal work in the Canton of Basel?

LAMal is compulsory insurance for all Swiss citizens, including those from the Canton of Basel. The deductible is the maximum amount that the insured must pay for each medical visit or for each hospitalization. Premiums are set based on the region of residence and the insured's income.

Concrete examples

Suppose a citizen of the Canton of Basel has an income of CHF 60,000 per year and lives in Basel city. His annual premium for LAMal would be CHF 3,500, as established by the federal law of 18 March 2022. If this citizen were to pay a medical examination of CHF 200, his amount to be paid would be CHF 200 - CHF 200 = CHF 0, since the deductible is CHF 2,500.

Regulations and amounts

The Federal Health Insurance Act (LAMal) has been

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Key points

LAMal 2026 sick pay premiums in the canton of Basel

For more information on LAMal 2026 sick pay premiums in the canton of Basel, please consult the official website of the cantonal tax administration.

Swiss social insurance, also known as LAMal, is a compulsory health insurance system for all Swiss citizens and foreigners residing in the country. The system is run by the cantons, which are responsible for ensuring health coverage for all their citizens.

In the canton of Basel, the health insurance system is managed by the cantonal tax administration. This entity is responsible for collecting contributions from citizens and managing the health insurance system.

LAMal 2026 health insurance premiums in the canton of Basel were determined by the cantonal tax administration according to the regulations in force. According to the Federal Law on Social Insurance of 22 March 1984, the amounts of premiums must be determined on the basis of the health expenses incurred by citizens during the previous year.

In 2025, LAMal health insurance premiums in the canton of Basel amounted to approximately CHF 4,500 for citizens who incurred health expenses of less than CHF10,000. For citizens who have incurred healthcare expenses in excess of CHF 10,000, the premium amounts were approximately CHF7,000.

For the year 2026, the administration

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