Schwyz pensions
In the canton of Schwyz, retirement provision rests on the three Swiss pillars: AHV, the occupational pension fund and private savings. This page brings together this year’s federal parameters, the funds of reference, the tax on lump-sum withdrawals and our articles on pensions.
The area has no national border: the topics that matter are those of people living and working in Switzerland. Official sources publish in German; data, notices and articles are collected here and updated when they change.
Updated on
Pension parameters 2026
Federal amounts and rates valid across Switzerland: first pillar (AHV), second pillar (BVG) and pillar 3a.
- Minimum AHV pension (monthly): 1,260 CHF
- Maximum AHV pension (monthly): 2,520 CHF
- Employee share of AHV/IV/EO contributions: 5.3%
- BVG entry threshold (annual salary): 22,680 CHF
- BVG coordination deduction: 26,460 CHF
- Minimum BVG conversion rate: 6.8%
- Maximum pillar 3a payment (with a pension fund): 7,258 CHF
- Maximum pillar 3a payment (without a pension fund): 36,288 CHF
Updated on
Source: AHV/IV Information Centre and Federal Social Insurance Office
Cantonal funds
The AHV compensation fund and the public pension fund of reference, with their official websites.
- SVA Schwyz — Compensation fund
- Pensionskasse des Kantons Schwyz (PKSZ) — Public pension fund
Updated on
Tax on lump-sum withdrawals 2026
Tax due on a lump-sum pension withdrawal at 65, for a single person without children living in the cantonal capital.
- Withdrawal of 100,000 CHF (Schwyz): 1,926 CHF
- Withdrawal of 250,000 CHF (Schwyz): 12,041 CHF
- Withdrawal of 500,000 CHF (Schwyz): 31,876 CHF
Updated on
Source: Federal Tax Administration (FTA)
Recommended articles
- Complementary services Unscrewed: AVS and vital minimumGuide to the calculation of the AVS annuity, contribution gaps and supplementary benefits in the Canton of Schwyz. Role of the cantonal clearing house and practical procedures to ensure minimum viability.
- AVS and complementary services in the Canton of Schwyz: the compensation fundThe Canton of Schwyz has a compensation fund that manages AVS and supplementary benefits for its inhabitants.