Cross-border guide Haute-Savoie · Geneva · Moillesulaz

Living in Annemasse and working in Switzerland: Geneva or eight cantons, depending on the canton of employment regime

Annemasse falls under the Geneva or eight cantons, depending on the canton of employment regime: for a typical cross-border profile that means about CHF 3,597 (Geneva) / €8,993 (eight cantons) of annual tax on Swiss income.

Updated:

Population
37,628
Distance to crossing
5 km
Moillesulaz
Average rent
€1,050
/month
Estimated annual tax
CHF 3,597 (Geneva) / €8,993 (eight cantons)
/year

How the taxation works

Which regime applies depends on the Swiss canton where you work, not on the town you live in and not on the crossing nearest your home. Two people in the same town working in different cantons fall under different regimes.

Annemasse sits in a department bordering both canton Geneva and a canton under the 1983 agreement, so both regimes are genuinely possible for its residents. Both are described below — the one that applies to you is set by your employer's canton.

If you live in Annemasse and work in canton Geneva, the 1973 cross-border agreement applies: the Swiss employer withholds tax at source under barème A0. Geneva retrocedes 3.5% of the cross-border payroll mass to France, which grants a full tax credit — no double taxation.

If you live in Annemasse and work in one of the eight cantons under the 1983 agreement (here Vaud, Neuchâtel, Jura or Valais), France taxes you: it taxes the full Swiss income via the annual return, with a flat-rate 10% allowance and the French progressive scale. Switzerland receives a 4.5% compensation from France in return. For the reference profile the annual tax is about €8,993.

Source: ge.ch, "Barèmes 2026 impôt source" (pubblicato 2025-12-05); accord frontalieri Genève 1973 (rsGE D 1 45) — impots.gouv.fr, brochure ufficiale "Déclaration des revenus 2025" (barème + forfait 10% + décote); accord frontalieri 1983

Useful reading

The calculator implements the Italy-Switzerland cross-border regime (Ticino withholding tax plus Italian IRPEF with its allowance). It does not reproduce the regime described on this page, so its result does not apply to residents here.

Compared with the nearest towns

Within 14 km of Annemasse there are 6 towns with a page on this site: Ambilly, Ville-la-Grand, Gaillard, Cranves-Sales, Reignier-Esery and Saint-Julien-en-Genevois.

Across this group the distance to the border runs from 2 km (Gaillard) to 19 km (Cranves-Sales).

Annemasse sits at 5 km: 4 of 7 counting from the lowest.

Of 7 comparable towns, this page ranks 4 on indicative monthly rent, at €1,050.

Ahead in the ranking, in order: Ville-la-Grand, Gaillard and Reignier-Esery.

Further down the ranking: Cranves-Sales, Ambilly and Saint-Julien-en-Genevois.

just ahead is Reignier-Esery (€919)

just behind is Cranves-Sales (€1,059)

Across the group the highest value is €1,093 (Saint-Julien-en-Genevois) and the lowest €808 (Ville-la-Grand).

Of 7 comparable towns, this page ranks 1 on population, at 37,628.

Further down the ranking: Saint-Julien-en-Genevois, Gaillard, Ville-la-Grand, Reignier-Esery, Cranves-Sales and Ambilly.

just behind is Saint-Julien-en-Genevois (16,222)

Across the group the highest value is 37,628 (Annemasse) and the lowest 6,355 (Ambilly).

Of 20 comparable towns, this page ranks 1 on population, at 37,628.

Further down the ranking: Pontarlier, Saint-Julien-en-Genevois, Saint-Genis-Pouilly, Gex, Gaillard, Divonne-les-Bains, Ville-la-Grand, Prevessin-Moens, Reignier-Esery, Cranves-Sales, Morteau, Thoiry, Ambilly, Cessy, Delle, Cruseilles, Villers-le-Lac, Ornex and Hauts de Bienne.

just behind is Pontarlier (18,067)

Across the group the highest value is 37,628 (Annemasse) and the lowest 5,032 (Hauts de Bienne).

Of 20 comparable towns, this page ranks 9 on the distance to the border, at 5 km.

Ahead in the ranking, in order: Gaillard, Ambilly, Saint-Julien-en-Genevois, Cessy, Delle, Saint-Genis-Pouilly, Ornex and Prevessin-Moens.

Further down the ranking: Ville-la-Grand, Divonne-les-Bains, Thoiry, Reignier-Esery, Villers-le-Lac, Gex, Hauts de Bienne, Pontarlier, Cruseilles, Morteau and Cranves-Sales.

just ahead is Prevessin-Moens (4 km)

just behind is Ville-la-Grand (5 km)

Across the group the highest value is 19 km (Cranves-Sales) and the lowest 2 km (Gaillard).

Of 20 comparable towns, this page ranks 11 on indicative monthly rent, at €1,050.

Ahead in the ranking, in order: Delle, Hauts de Bienne, Pontarlier, Villers-le-Lac, Morteau, Ville-la-Grand, Gaillard, Cruseilles, Reignier-Esery and Cessy.

Further down the ranking: Cranves-Sales, Gex, Ambilly, Saint-Julien-en-Genevois, Saint-Genis-Pouilly, Ornex, Thoiry, Prevessin-Moens and Divonne-les-Bains.

just ahead is Cessy (€1,039)

just behind is Cranves-Sales (€1,059)

Across the group the highest value is €1,392 (Divonne-les-Bains) and the lowest €533 (Delle).

Of 8 comparable towns, this page ranks 1 on population in Haute-Savoie, at 37,628.

Further down the ranking: Saint-Julien-en-Genevois, Gaillard, Ville-la-Grand, Reignier-Esery, Cranves-Sales, Ambilly and Cruseilles.

just behind is Saint-Julien-en-Genevois (16,222)

Across the group the highest value is 37,628 (Annemasse) and the lowest 5,376 (Cruseilles).

Of 8 comparable towns, this page ranks 4 on distance in Haute-Savoie, at 5 km.

Ahead in the ranking, in order: Gaillard, Ambilly and Saint-Julien-en-Genevois.

Further down the ranking: Ville-la-Grand, Reignier-Esery, Cruseilles and Cranves-Sales.

just ahead is Saint-Julien-en-Genevois (3 km)

just behind is Ville-la-Grand (5 km)

Across the group the highest value is 19 km (Cranves-Sales) and the lowest 2 km (Gaillard).

Of 8 comparable towns, this page ranks 5 on rent in Haute-Savoie, at €1,050.

Ahead in the ranking, in order: Ville-la-Grand, Gaillard, Cruseilles and Reignier-Esery.

Further down the ranking: Cranves-Sales, Ambilly and Saint-Julien-en-Genevois.

just ahead is Reignier-Esery (€919)

just behind is Cranves-Sales (€1,059)

Across the group the highest value is €1,093 (Saint-Julien-en-Genevois) and the lowest €808 (Ville-la-Grand).

The Moillesulaz crossing also serves Gaillard, Ville-la-Grand and Ambilly.

The six nearest towns use these reference crossings: Moillesulaz, Thônex-Vallard (Autoroute Blanche) and Perly (Perly-Certoux).

The dataset links the Haute-Savoie department to canton Geneva through the Moillesulaz crossing; the canton where you work, not this route, determines the tax regime.

Of 4 comparable towns, this page ranks 1 on population among towns served by Moillesulaz, at 37,628.

Further down the ranking: Gaillard, Ville-la-Grand and Ambilly.

just behind is Gaillard (11,423)

Across the group the highest value is 37,628 (Annemasse) and the lowest 6,355 (Ambilly).

TownDistance from hereDistance to borderPopulationNearest crossingOne-bedroom rent
Annemasse (here)—5 km37,628Moillesulaz€1,050
Ambilly2.0 km2 km6,355Moillesulaz€1,064
Ville-la-Grand2.1 km5 km9,514Moillesulaz€808
Gaillard3.3 km2 km11,423Moillesulaz€886
Cranves-Sales5.2 km19 km7,762Thônex-Vallard (Autoroute Blanche)€1,059
Reignier-Esery6.0 km10 km8,464Thônex-Vallard (Autoroute Blanche)€919
Saint-Julien-en-Genevois14 km3 km16,222Perly (Perly-Certoux)€1,093

Straight-line distances computed from the town-centre coordinates in our dataset. Road distance to the nearest crossing, population and indicative rent from the French municipal dataset (INSEE). Rent estimate based on 11,387 DGALN/DHUP observations.

FAQ

Which tax regime applies in Annemasse?

It depends on the Swiss canton where you work, not on the town you live in. From Annemasse both Geneva and cantons under the 1983 agreement are commutable: work in Geneva and tax is withheld at source; work in Vaud, Neuchâtel, Jura or Valais and you declare and pay in France.

Do Geneva and the eight cantons tax the same way?

No. In Geneva the employer withholds Swiss tax at source (barème A0) and France grants a full credit. In the Vaud/Neuchâtel/Jura/Valais group, France taxes the full income via the annual return with a flat 10% allowance, while Switzerland receives a direct financial compensation from France.

How much does renting cost in Annemasse?

The estimated average monthly rent in Annemasse is about €1,050 (DGALN/DHUP "Carte des loyers" data, 50 m² reference).

Estimates for guidance only. Actual taxation depends on family situation, deductions and the tax return. Always check with a tax adviser.