Credit Officer - Mortgages 100% (f/m/d) — Julius Baer
- Location
- Zürich
- Contract
- Full-time
- Posted
- Yesterday
Full description
At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.
As a Credit Officer for Mortgages, you will act as the second line of defense in mortgage underwriting and servicing for domestic and international private banking clients. You will assess credit risk, ensure compliance, and support the front line in delivering sound mortgage solutions. This interesting role combines risk oversight with operational excellence, requiring close collaboration with Mortgage Advisors, Relationship Managers, and internal stakeholders
YOUR CHALLENGE
- Evaluate mortgage requests within personal approval authority, assessing borrower creditworthiness, collateral, and structural risks
- Provide qualified feedback and recommendations to Mortgage Advisors and Relationship Managers
- Ensure all transactions meet legal, regulatory, and internal requirements
- Perform servicing and lifecycle administration of active mortgage facilities, including modifications and renewals
- Drive data quality improvements across current and new mortgage positions
- Contribute to process optimisation and operational excellence in close cooperation with stakeholders
- Maintain regular contact with Mortgage Advisors, the Julius Baer Real Estate Team, and Relationship Managers to support efficient transaction execution
YOUR PROFILE
- Bachelor’s degree in Finance, Business, or related field; equivalent professional experience will also be considered
- 3–5+ years of experience in mortgage lending, ideally within a private banking or wealth management environment
- Solid understanding of mortgage underwriting, product structures, and risk mitigation techniques
- Familiarity with Swiss banking regulations and frameworks.
- Ability to work independently, manage competing priorities, and deliver high-quality results
- A collaborative mindset with strong communication skills — proven ability to work effectively as a team player in cross-functional environments
- Proficiency in French and English is required, coupled with demonstrable proficiency in German
We are looking forward to receiving your full job application through our online application tool. Further interesting job opportunities can be found on our Career site. Is this not quite what you are looking for? Set up a job alert by creating a candidate account here.
Questions about this listing
What salary does Julius Baer offer for this role?
The original listing does not state a salary. Our estimate for this role and sector in Zürich is CHF 79'000 - 134'500 gross per year — an estimate, not a figure communicated by Julius Baer. The calculator on this site converts a gross salary into your actual net take-home once cross-border tax and social contributions are applied.
Is this a full-time role, and what type of contract does Julius Baer offer?
This listing is a full-time position. The contract type shown here comes directly from the employer's original posting; always confirm exact hours, notice period and probation length with Julius Baer during the application process, since these details can vary by role even within the same contract category.
Do I need a cross-border work permit for a role in Zürich?
EU/EFTA citizens living in an EU/EFTA state can apply for a G permit and can work anywhere in Switzerland: border zones no longer apply to them, and they must return home at least once a week. The Swiss employer files the request with Canton Zürich's migration office after the contract is signed. Processing times vary by canton, so confirm the specifics with Zürich's cantonal migration office or with HR during the application.
How do I apply for this position at Julius Baer?
Use the "Apply now" button on this page — it links directly to Julius Baer's original listing at juliusbaer.wd3.myworkdayjobs.com, so your application goes straight to the employer's own applicant-tracking system. Frontaliere Ticino does not collect or forward applications itself.
