Credit Officer (w/m) 80-100% — Bank Cler
- Location
- Basel
- Contract
- Full-time
- Posted
- 2 days ago
Full description
Credit Officer (m/f) 80-100 %
We are very much on Za(c)k. As a young subsidiary of the Basler Kantonalbank, we have launched the first Swiss smartphone bank, Zak. This makes us a tick faster, smarter and perhaps even more cheeky than other banks. We also deal openly with the topic of money, in general we address topics that are important to us directly. More women power, for example. That is why we are particularly pleased about applications from women. Men? Of course, they are still welcome. Want to know more about who we are and how we tick? Very happy.
Sandra, Angelo, Nadja and 5 other colleagues from the Team Credit Office in Basel are looking for reinforcements. In other words, you!
Your new job
- Assess and decide on mortgage and real estate financing for private customers, real estate customers and housing cooperatives
- Analyze creditworthiness, sustainability, lending and real estate values and continuously monitor credit risks
- In the case of mortgages and commercial real estate, take into account project, property, market and rental risks
- Support customer advisors in complex financing and explain credit decisions in an understandable way
- Contribute expertise in the team and actively shape credit processes and training on specialist topics
We benefit from this
- Banking or commercial education with financial reference, supplemented by further education or studies in Finance/Credit
- Several years of experience in the Swiss mortgage and real estate financing business, focusing on residential, yield and mixed properties
- Very good understanding of property valuation, credit risks and regulatory requirements in the mortgage sector
- Strong analytical thinking, high risk awareness and precise, structured working methods with clear decisions
- Very good communication skills in German; good knowledge of French and basic knowledge of Italian are a plus
This is how you benefit
- An open approach to the topic of money, also with regard to equal pay – that really exists with us
- Challenge with extremely exciting and varied cases
- Flexible time work, opportunities for home office
- An unexcited and uncomplicated team spirit
- Do you expect an all-round good employment package from us? You are right, here are the details and many other advantages
Area / Department: Credit Office and Recovery / Finance and Risk Location of work: Basel Pensum: 80-100 % Jobing: 01.03.2027 or by appointment
Requirements
Banking apprenticeship or commercial training with a financial background
Several years of experience in the Swiss mortgage and real estate financing business
Very good understanding of real estate valuation and credit risks
Pronounced analytical thinking and high risk awareness
Very good communication skills in German
Good French skills and basic Italian knowledge are a plus
Questions about this listing
What salary does Bank Cler offer for this role?
The original listing does not state a salary. Our estimate for this role and sector in Basel is CHF 107'000 - 187'500 gross per year — an estimate, not a figure communicated by Bank Cler. The calculator on this site converts a gross salary into your actual net take-home once cross-border tax and social contributions are applied.
Is this a full-time role, and what type of contract does Bank Cler offer?
This listing is a full-time position. The contract type shown here comes directly from the employer's original posting; always confirm exact hours, notice period and probation length with Bank Cler during the application process, since these details can vary by role even within the same contract category.
Do I need a cross-border work permit for a role in Basel?
EU/EFTA citizens living in an EU/EFTA state can apply for a G permit and can work anywhere in Switzerland: border zones no longer apply to them, and they must return home at least once a week. The Swiss employer files the request with Canton Basel's migration office after the contract is signed. Processing times vary by canton, so confirm the specifics with Basel's cantonal migration office or with HR during the application.
How do I apply for this position at Bank Cler?
Use the "Apply now" button on this page — it links directly to Bank Cler's original listing at cler.ch, so your application goes straight to the employer's own applicant-tracking system. Frontaliere Ticino does not collect or forward applications itself.
