Retirement age: 67 years and 6 months in 2030

Mature worker reviews pension papers with the Ticino landscape in the background

The General State Accounting Office forecasts 67 years and 6 months in 2030 and pension expenditure at 17,1% of GDP in 2041.

Context

In brief

  • 22 settembre 2026: Report no. 27 published
  • Projected retirement age of 67 years and 6 months in 2030
  • Pension spending at 17,1% of GDP in 2041
  • The document does not change the current rules

Key facts

Document → Report no. 27 Publication → 22 settembre 2026 Author → Ragioneria Generale dello Stato Projection 2030 → 67 years and 6 months Projection 2040 → 68 years and 2 months Projection 2050 → 70 years Pension spending → 17,1% of GDP in 2041

On 22 settembre 2026, Ragioneria Generale dello Stato published Report no. 27 on the future trend of spending on pensions, healthcare, and elderly care. The document shows what will happen, in economic terms, if the current rules remain unchanged.

The passage of greatest interest to those following pension eligibility requirements concerns the access age. After the requirements already set for 2027 and 2028, the projections increase the age in line with life expectancy: 67 years and 6 months in 2030, 68 years and 2 months in 2040, and 70 years in 2050. Ragioneria thus highlights the need for an increase in the retirement age.

Projections and current rules

The report does not introduce new rules. This clarification separates the forward-looking data from the rules currently in force: 2030 is indicated as a projection, while the requirements for 2027 and 2028 are described as already set. The document therefore offers an economic view of the future, not a new procedure for applying for a pension.

Pension spending is projected at 17,1% of GDP in 2041. This percentage is part of the overall spending analysis and does not indicate the retirement age of an individual worker.

The scope of the Report is broader than just the timetable: it includes pensions, healthcare, and elderly care. The GDP figure should therefore be read within the assessment of the future trend of these items, while the ages indicated describe the projected evolution of the requirements in line with life expectancy.

As for current requirements, the text refers to the situation concerning the age and requirements for retiring in 2026. It also refers to the latest INPS instructions on pensions for 2027-2028.

The related materials include the eBook Pensioni 2026 by prof. L. Pelliccia, updated with the changes introduced by the 2026 budget law, a text on contribution disputes with INPS, and a circular on TFR referred to as «TFR cosa cambia dal 1 luglio 2026». These are references distinct from Report no. 27.

To follow the topic using a dedicated tool, the reader can consult guida pensione AVS/LPP e rendita.

Operational details

The meaning for those who work across borders

The news may enter into the planning of a cross-border worker working in the Canton of Ticino, but its meaning must be kept within the confines of the Report. The source talks about retirement age and future spending; It does not stipulate that a worker must change their permit, paycheck or health coverage today. Most importantly, it doesn't turn projections into an immediate requirement.

The operational point is to distinguish two levels. On the one hand there are the requirements already set for 2027 and 2028. On the other there are the estimates for the following years, built on the increase in life expectancy. Therefore the 2030 number should not be read as a date already applicable to every position: in the text it is a forecast, inserted in a scenario of unchanged current rules.

What the source does not contain

It does not even address withholding tax, refunds, double taxation or the so-called «New Cross-Border Agreement». Brogeda and the Canton of Ticino are not mentioned in the text. These references cannot be used to attribute to Report no. 27 effects that the source does not describe.

The expenditure figure, equal to 17.1% of GDP in 2041, must also be read as an overall scenario. It does not say what the individual's performance will be, nor how it will be calculated, and it does not replace the information needed for a personal position. The border reader can use it as a long-term signal, without confusing the projection with a tax or contribution update.

The reference to the latest INPS instructions on pensions 2027-2028 serves to identify the operational material cited by the source. However, it is not enough to obtain an individual retirement date from the Report alone. For the Swiss pension part, the AVS pension calculator remains a separate path from this analysis.

The same criterion applies to the materials on severance pay and the contribution dispute with INPS: the source presents them as related insights, not as part of the age projections. Keeping them separate avoids mistaking a thematic title for a requirement change.

Useful tools for your case

To conveniently check your scenario within/beyond 20 km, use the net salary calculator and tax return guide.

Key points

How to Use the Report

The text does not introduce new rules and does not indicate a new application to complete. The first step is therefore to establish the time horizon: the information on 2026 and the requirements already set for 2027 and 2028 belong to the framework of the rules referred to; the indications concerning 2030, 2040 and 2050 belong to the framework of forecasts. This distinction prevents an economic report from being turned into a regulatory communication.

Three Reading Steps

1. Separate rules from forecasts. Note in two lines the requirements already set and, separately, the projections linked to life expectancy. Do not mix the two frameworks. 2. Check the time reference. For the near term, the text refers to the situation regarding age and the requirements for retiring in 2026 and the latest INPS instructions on pensions for 2027-2028. 3. Keep the in-depth material separate. The reference to TFR, with the date 1 luglio 2026, and that to contribution-related litigation with INPS are separate materials: the source does not use them to explain the retirement age.

At this point, it is also advisable to keep the ancillary references cited separate: the eBook Pensioni 2026 by Prof. L. Pelliccia, updated with the latest developments of the 2026 budget law, concerns an in-depth analysis; the text on contribution-related litigation with INPS and the document on TFR dated 1 luglio 2026 are referred to as independent materials. Report no. 27 remains the reference for the scenario described in the article.

The text instead offers a useful sequence for organizing the reading: first the current situation, then the requirements already set, and finally the long-term projections. It does not provide amounts or individual calculations. To explore the pension-related section, you can open AVS/LPP and pension guide.

To move from the general reading to a verification of net pay, use net salary calculator.

Source: fiscoetasse.com

Frequently Asked Questions
Does Report No. 27 immediately change the retirement age?
No. The source specifies that the document does not introduce new rules. Instead, it shows what will happen, economically, if the current rules remain unchanged. The indications for 2030, 2040 and 2050 are therefore predictions related to life expectancy. The text distinguishes these estimates from the requirements already set for 2027 and 2028.
What age does the forecast indicate for future years?
After the requirements already set for 2027 and 2028, the source indicates 67 years and 6 months in 2030, 68 years and 2 months in 2040 and 70 years in 2050. The increase is linked to life expectancy. These are prospective values reported in Report no. 27, not a new table of requirements introduced by the document.
How much should the pension expense weigh?
The Accounting Office reports that pension spending will rise to 17.1% of GDP in 2041. This figure is part of the report dedicated to the future trend of spending on pensions, health and care for the elderly. It does not represent the amount of the pension of an individual worker and does not allow, on its own, to calculate an individual benefit.
Does the Report talk about the new tax agreement?
No. The text deals with retirement age, requirements, spending, and demographics. For those who are border workers in the Canton of Ticino, these issues remain outside the perimeter of the source.

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