Living in Campodolcino, working in Graubünden: connections and cost of living (cross-border guide)

Context

In a nutshell

• The new border agreement was signed on 23 December 2020 and will be in force from 1 January 2024.
• Border crossers can benefit from the tax credit to avoid double taxation.
• The deductible for new frontier workers is CHF 10,000.

Key facts

• What: New border agreement.
• When: December 23, 2020, effective January 1, 2024.
• Where: Switzerland.
• Who: Frontalieri.
• Amount: 10,000 CHF.

The new border agreement was signed on 23 December 2020 and will be in force from 1 January 2024. Border crossers can benefit from the tax credit to avoid double taxation. The allowance for new frontier workers is CHF 10,000.

Living in Campodolcino, working in Graubünden: connections and cost of living

Campodolcino is a municipality in the canton of Ticino, Switzerland, located in the Valchiavenna region. The town is famous for its strategic location, which makes it an important link between Switzerland and Italy. In fact, the municipality is crossed by the main road that connects Chiavenna with Sondrio and the rest of Switzerland.

For border workers who live in Campodolcino and work in Graubünden, the new border agreement is excellent news. Under the treaty, frontier workers can benefit from the tax credit to avoid double taxation. This means that frontier workers will not have to pay taxes twice, once in Switzerland and once in Italy.

The deductible for

Operational details

Moving between Campodolcino and Graubünden is easy using the A2/A9 motorway. The journey can take about 1-2 hours depending on traffic. The cost of living in Campodolcino is relatively low compared to other areas of Switzerland. The recommended areas to stay in Campodolcino are those near Lake Maggiore.

The transfer between Campodolcino and Graubünden can be carried out in different ways, depending on needs and budgets. The possibility of using the A2/A9 motorway is a convenient and fast option, but requires a motorway user. The cost of motorway use varies depending on the duration of the use, but a concrete example is about CHF 30 per month for an annual use.

Another way to get around Campodolcino and Graubünden is to use public transport. The public transport company PostBus offers regular services between the two locations. The price of the ticket varies depending on the distance and the type of ticket, but a concrete example is about CHF 10-20 for a single ticket.

The cost of living in Campodolcino is relatively low compared to other areas of Switzerland. A concrete example is that the price of an apartment for rent in Campodolcino can vary from 800 to 1,200CHF per month, while in other areas of Switzerland it can vary from 1,500 to 3,000CHF per month.

The recommended areas to stay in Campodolcino are those near Lake Maggiore. These areas offer spectacular views

Useful tools to protect your net income

To reduce FX leakage, compare CHF-EUR exchange options and banks for cross-border workers.

Key points

For border workers who choose to live in Campodolcino, in the province of Como, and work in the Canton of Graubünden, Switzerland, it is important to know the tax benefits and the rules relating to tax reporting. According to SECO, the Swiss federal administration responsible for tax policy, border workers must file tax returns in Switzerland and Italy to benefit from tax breaks. It is also important to note that the tax credit is not automatic and must be claimed within a certain timeframe.

For example, if a frontier worker works at a company in S-chanf, Graubünden, and lives in Campodolcino, they may be eligible for the Swiss income tax credit. However, to benefit from this benefit, you will need to file your tax return in Switzerland and claim the tax credit within the time limit set by law. ⚠️

Under Swiss law, border workers working in Switzerland and living abroad can benefit from a 50% tax deduction on Swiss income. However, this deduction is not automatic and must be requested by December 31 of the year following the year in which the income was received.

For more information on the requirements and procedures to benefit from tax breaks, border workers can consult the SECO website. In addition, it is important to consult the Employment Contract and the

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