Interview with Joris Begevoord - AEBR President

Context

In brief

• Joris Begevoord is the President of the Association of European Border Regions (AEBR).
• The AEBR represents European border regions, including those of the Canton of Ticino.
• Begevoord discusses the challenges and opportunities for cross-border workers in 2026.

Key facts

• What: Interview with Joris Begevoord, President of the AEBR.
• When: 2026.
• Where: Canton of Ticino.
• Who: Joris Begevoord, AEBR.
• Amount: Not yet specified.

Joris Begevoord, President of the Association of European Border Regions (AEBR), recently discussed the challenges and opportunities for cross-border workers in Ticino. The AEBR, which represents European border regions, is a crucial entity for promoting cross-border cooperation. Begevoord emphasized the importance of a new tax agreement to avoid double taxation and improve living and working conditions for cross-border workers.

Impact on the Canton of Ticino

The Canton of Ticino is one of the regions with the highest number of cross-border workers, with a significant number of workers crossing the borders daily at checkpoints like Brogeda and Gaggiolo. Begevoord highlighted that the new tax agreement in 2026 could bring significant benefits, such as simplifying tax procedures and increasing transparency. This agreement could also influence withholding taxes, a crucial aspect for cross-border workers who work in Switzerland and reside in Italy.

Challenges and Opportunities

Among the main challenges, Begevoord mentioned the need to harmonize regulations between neighboring countries. This includes managing health insurance, such as LAMal, and coordinating between pension systems, such as AVS and LPP. On the other hand, opportunities include the possibility of improving cross-border mobility and promoting regional cooperation projects.

Future Prospects

Begevoord expressed optimism about the future prospects for cross-border workers in Ticino. He emphasized the importance of continuing to work on practical solutions to address the daily issues of cross-border workers, such as border crossing times and access to public services. Additionally, he invited the authorities to consider specific measures to support cross-border workers, such as tax incentives and training programs.

Conclusion

The interview with Joris Begevoord provides an in-depth look at the challenges and opportunities for cross-border workers in Ticino. His statements underscore the importance of a collaborative approach and practical solutions to improve the quality of life for cross-border workers. With the new tax agreement on the horizon, there is hope for a more stable and prosperous future for cross-border workers.

Operational details

Practical Analysis

The interview with Joris Begevoord raises several practical issues for cross-border workers in Ticino. One of the main concerns is double taxation, which can significantly impact the net income of transnational workers. The new tax agreement in 2026 could mitigate this problem, offering greater clarity and reducing tax burdens.

Impact on Withholding Taxes

Withholding taxes are a crucial aspect for cross-border workers in Switzerland. With the new tax agreement, it is possible that the tax rates will be revised to better reflect current economic conditions. This could lead to significant savings for cross-border workers, improving their purchasing power and quality of life.

Health Insurance and Pensions

Another area of concern is the management of health insurance and pensions. The LAMal, the Swiss healthcare system, and the AVS, the pension system, must be coordinated with the corresponding Italian systems. This is particularly important for cross-border workers who must navigate between two different systems, often with complex rules and procedures.

Cross-Border Mobility

Cross-border mobility is another key issue. Border crossings such as Brogeda and Gaggiolo are critical points for cross-border workers who move daily between Italy and Switzerland. Any improvement in terms of crossing times and efficiency of controls would be welcome. Begevoord suggested that regional cooperation projects could help solve these issues.

Regional Cooperation Projects

Regional cooperation projects are fundamental to promoting collaboration between border regions. These projects can include joint initiatives to improve public services, vocational training, and access to financing. Begevoord highlighted the importance of such projects in creating a more favorable environment for cross-border workers.

Conclusion

The practical analysis of Begevoord's statements reveals that there are many opportunities to improve the living and working conditions of cross-border workers in Ticino. With a collaborative approach and practical solutions, it is possible to address current challenges and build a more stable and prosperous future for transnational workers.

Useful planning tools

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Key points

Action: What to Do

For cross-border workers in Ticino, it's important to be proactive and informed about new regulations and available opportunities. Here are some concrete steps that can be taken:

Step 1: Stay Informed About New Regulations

Cross-border workers should stay updated on new tax regulations and changes in health insurance and pension systems. This can be done by consulting the official websites of the Canton of Ticino and the AEBR. Additionally, attending seminars and workshops can provide valuable information.

Step 2: Consult a Tax Advisor

Given the complexity of tax regulations, it is advisable to consult a tax advisor for personalized advice. An advisor can help navigate the new tax rates and optimize tax returns to avoid double taxation.

Step 3: Use Online Tools

There are several online tools that can help cross-border workers manage their finances and plan for the future. For example, the salary calculator can be useful for estimating net income after the new tax rates. Additionally, the health insurance comparator can help find the coverage best suited to individual needs.

Step 4: Participate in Regional Cooperation Projects

Cross-border workers can benefit from participating in regional cooperation projects. These projects offer opportunities for training, networking, and access to funding. Consult the AEBR website for information on active projects and how to participate.

Step 5: Plan for Retirement

Retirement planning is crucial for cross-border workers. With the coordination between the AVS and Italian pension systems, it's important to understand how new regulations will affect retirement savings. Consulting a financial advisor can help plan the future adequately.

Conclusion

Being proactive and informed is fundamental for cross-border workers in Ticino. By following these concrete steps, it is possible to better navigate current challenges and take advantage of new opportunities offered by the new tax agreement. Using online tools and consulting experts can make a difference in managing finances and planning for the future.

Official sources: Health insurance for cross-border commuters (FOPH) · Old-age insurance system (FSIO)