AVS/AI digital file approved: what changes for cross-border workers
The National Council approves the digitalisation of AVS/AI files. From 2028, cross-border workers will have online access to their pension data
Contesto
In brief - Green light for the digital AVS/AI file - Online access to pension data from 2028 - Annual savings of 35 million francs ## Key facts - What: Digitalization of AVS/AI files - When: Approval on April 29, 2026, activation planned for 2028 - Where: Switzerland, with impact on cross-border workers in Ticino - Who: Swiss National Council - Amount: Annual savings of 35 million francs, including 25 million in postal expenses The Swiss National Council has approved the new law for the digitalization of AVS and AI files, with 131 votes in favor and 62 against. The new regulation, which will come into force in 2028, will allow insured persons to access their data online on a voluntary and faster basis. This change also affects cross-border workers who work in Switzerland and reside in Italy, particularly in the Canton of Ticino. Currently, insured persons who wish to obtain information about their first pillar must wait several weeks for a response. The exchange of data related to these insurances is not automated and communication is often still based on PDF or paper documents. The digitalization of AVS and AI files represents a significant step towards the modernization of the Swiss pension system. ### Implications for cross-border workers Cross-border workers who work in Switzerland and reside in Italy will benefit from this change, having faster and easier access to their pension data. This will be particularly useful for those who need to verify the contributions paid or provisionally calculate their AVS pension. However, the use of the platform will remain voluntary and will presuppose authentication through an electronic identity recognized by the Government. The new law provides that the executive bodies and insurers have the legal obligation to communicat...
Dettagli operativi
• The digitization of AVS and AI files represents a significant change for cross-border workers who work in Switzerland and reside in Italy. This change will have several practical implications for cross-border workers, who will benefit from faster and easier access to their pension data. ### Access to Pension Data With the new law, cross-border workers will be able to access their AVS and AI files online. This will be particularly useful for those who need to verify the contributions paid or provisionally calculate their AVS pension. However, the use of the platform will remain optional and will require authentication via an electronic identity recognized by the Government. ### Verification of Contributions Thanks to digitization, cross-border workers will be able to verify if there are any contribution gaps or if their employers have correctly paid the contributions. This will be possible thanks to the standardized exchange of electronic data, which will allow savings of 35 million francs per year, of which 25 million in postal expenses. ### Involvement of Executive Bodies The Chamber of the People has made some changes to the government's draft to best manage the digital transformation of the first pillar. The Central Compensation Office will have to involve, at a strategic, technical and operational level, the executive bodies in the development and management of the new platform for AVS/AI and family allowances. These actors will also have to form, together with the Federal Social Insurance Office, a strategic steering body, responsible for defining priorities, implementation methods and standards for computer systems at national level. ### Annual Extract of Contributions The Chamber of the People also wants every person who registers on the first pillar pl...
Punti chiave
With the approval of the new law for the digitalization of AVS and AI files, cross-border workers who work in Switzerland and reside in Italy will need to prepare for online access to their pension data. Here's what to do to be ready for the change. ### Step-by-step for accessing pension data 1. Obtain an electronic identity recognized by the Government: To access the online platform, cross-border workers will need to have an electronic identity recognized by the Swiss government. This can be obtained through various providers of recognized electronic identity services. 2. Register on the platform: Once the electronic identity is obtained, cross-border workers will need to register on the first pillar platform. This step will be necessary to access their pension data. 3. Verify the contributions paid: After registration, cross-border workers will be able to verify the contributions paid and report any contribution gaps. This will be possible thanks to the standardized electronic data exchange. 4. Provisionally calculate the AVS pension: Cross-border workers will also be able to provisionally calculate their AVS pension, using the data available on the platform. ### Useful tools To help cross-border workers prepare for the change, Frontaliere Ticino offers a series of useful tools, including a salary calculator and a guide to residence in Switzerland. These tools can be used to calculate your net salary and better understand the tax implications of residing in Switzerland. ### Conclusion The digitalization of AVS and AI files represents a significant step towards the modernization of the Swiss pension system. Cross-border workers who work in Switzerland and reside in Italy will benefit from faster and easier access to their pension data, thanks to the new online...
Punti chiave
[{"q":"When will the digitalization of AVS and AI files come into effect?","a":"The new law for the digitalization of AVS and AI files will come into effect in 2028, as planned by the Swiss National Council."},{"q":"Who can access pension data online?","a":"All insured persons, including cross-border workers who work in Switzerland and reside in Italy, will be able to access their pension data online, after authentication with an electronic identity recognized by the Government."},{"q":"What are the advantages of the digitalization of AVS and AI files for cross-border workers?","a":"Cross-border workers will benefit from faster and easier access to their pension data, verify the contributions paid, provisionally calculate their AVS pension and report any contribution gaps."}]
Frequently Asked Questions
- When will the digitalization of AVS and AI files come into effect?
- The new law for the digitalization of AVS and AI files will come into effect in 2028, as planned by the Swiss National Council.
- Who can access pension data online?
- All insured persons, including cross-border workers who work in Switzerland and reside in Italy, will be able to access their pension data online, after authentication with an electronic identity recognized by the Government.
- What are the advantages of the digitalization of AVS and AI files for cross-border workers?
- Cross-border workers will benefit from faster and easier access to their pension data, verify the contributions paid, provisionally calculate their AVS pension and report any contribution gaps.