Vaud pensions
In the canton of Vaud, retirement provision rests on the three Swiss pillars: AHV, the occupational pension fund and private savings. This page brings together this year’s federal parameters, the funds of reference, the tax on lump-sum withdrawals and our articles on pensions.
The area borders France: for those who cross the border every day, the rules and prices on both sides matter. Official sources publish in French; data, notices and articles are collected here and updated when they change.
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Pension parameters 2026
Federal amounts and rates valid across Switzerland: first pillar (AHV), second pillar (BVG) and pillar 3a.
- Minimum AHV pension (monthly): 1,260 CHF
- Maximum AHV pension (monthly): 2,520 CHF
- Employee share of AHV/IV/EO contributions: 5.3%
- BVG entry threshold (annual salary): 22,680 CHF
- BVG coordination deduction: 26,460 CHF
- Minimum BVG conversion rate: 6.8%
- Maximum pillar 3a payment (with a pension fund): 7,258 CHF
- Maximum pillar 3a payment (without a pension fund): 36,288 CHF
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Source: AHV/IV Information Centre and Federal Social Insurance Office
Cantonal funds
The AHV compensation fund and the public pension fund of reference, with their official websites.
- Caisse cantonale vaudoise de compensation — Compensation fund
- Caisse de pensions de l'Etat de Vaud (CPEV) — Public pension fund
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Tax on lump-sum withdrawals 2026
Tax due on a lump-sum pension withdrawal at 65, for a single person without children living in the cantonal capital.
- Withdrawal of 100,000 CHF (Lausanne): 4,589 CHF
- Withdrawal of 250,000 CHF (Lausanne): 17,361 CHF
- Withdrawal of 500,000 CHF (Lausanne): 41,947 CHF
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Source: Federal Tax Administration (FTA)
Official notices
Latest releases on this topic from the canton’s administrations and public bodies, linked to the source. Titles are in the original wording.
- Trente ans de politique d’intégration dans le canton de Vaud
- Une nouvelle salle communautaire disponible à Morges
- Première séance d’information et d’échange avec les parties prenantes de la Caisse
- Célébration du bouquet de chantier à Prilly
- L’Autorité de surveillance accepte le retrait du plan de prévoyance 2027
- Bouquet de chantier à Bussigny : une étape importante pour le projet Terre d’Argile
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Recommended articles
- Third pillar 3a: 2026 benefits in the canton of Vaud2026 guide to the third pillar 3a in the canton of Vaud: tax benefits, three tax levels, indexed maximum amount and national comparison.
- LPP in Switzerland: Vaud ContributionsThe guide to the second pillar LPP covers contributions, withdrawal, redemption gaps and social security planning in the Canton of Vaud.
- AVS and complementary services: VaudHow the first pillar works in the Canton of Vaud. Cantonal Compensation Fund Guide, Contribution Gaps and Supplementary Benefits for Minimum Living.