Calculate Renovation Bonus | Frontaliere Ticino
Calculate Renovation Bonus — free tools and expert guides for cross-border workers (frontalieri) between Switzerland and Italy. Compare salaries, tax, LAMal health insurance, pensions, and cost of living in Ticino. Updated 2026.
By Frontaliere Ticino Editorial Team · Cross-border tax & pension specialists
The renovation bonus calculator helps cross-border workers who own property in Italy estimate the net cost of home improvement works after applying Italian fiscal incentives: the 50% renovation deduction (Bonus Ristrutturazione), the 65% Ecobonus for energy efficiency upgrades, the Superbonus for qualifying thermal envelope improvements, and the 36% furniture bonus for new appliances purchased after renovation.
The tool calculates the deduction spread (the bonus is recovered over 10 equal annual IRPEF deductions), the total fiscal saving over the full recovery period, and the effective net cost of the works. It accounts for the EUR 10,000 franchise applicable to new cross-border workers under the 2026 Agreement when calculating how much of the Italian tax liability can absorb the deduction.
For cross-border workers, coordination between Swiss withholding tax paid and Italian IRPEF is critical: the deduction is only valuable if you have Italian tax liability to offset. The calculator shows the breakeven point and recommends whether maximising the deduction is optimal or whether alternative investments offer better after-tax returns given your specific Swiss-Italian tax position.
This page is part of Frontaliere Ticino, the reference platform for cross-border workers between Switzerland (Canton Ticino) and Italy. Find practical tools, updated data, and verified information.
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