Lucerne pensions
In the canton of Lucerne, retirement provision rests on the three Swiss pillars: AHV, the occupational pension fund and private savings. This page brings together this year’s federal parameters, the funds of reference, the tax on lump-sum withdrawals and our articles on pensions.
The area has no national border: the topics that matter are those of people living and working in Switzerland. Official sources publish in German; data, notices and articles are collected here and updated when they change.
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Pension parameters 2026
Federal amounts and rates valid across Switzerland: first pillar (AHV), second pillar (BVG) and pillar 3a.
- Minimum AHV pension (monthly): 1,260 CHF
- Maximum AHV pension (monthly): 2,520 CHF
- Employee share of AHV/IV/EO contributions: 5.3%
- BVG entry threshold (annual salary): 22,680 CHF
- BVG coordination deduction: 26,460 CHF
- Minimum BVG conversion rate: 6.8%
- Maximum pillar 3a payment (with a pension fund): 7,258 CHF
- Maximum pillar 3a payment (without a pension fund): 36,288 CHF
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Source: AHV/IV Information Centre and Federal Social Insurance Office
Cantonal funds
The AHV compensation fund and the public pension fund of reference, with their official websites.
- WAS Ausgleichskasse Luzern — Compensation fund
- Luzerner Pensionskasse (LUPK) — Public pension fund
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Tax on lump-sum withdrawals 2026
Tax due on a lump-sum pension withdrawal at 65, for a single person without children living in the cantonal capital.
- Withdrawal of 100,000 CHF (Luzern): 3,553 CHF
- Withdrawal of 250,000 CHF (Luzern): 13,007 CHF
- Withdrawal of 500,000 CHF (Luzern): 29,757 CHF
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Source: Federal Tax Administration (FTA)
Official notices
Latest releases on this topic from the canton’s administrations and public bodies, linked to the source. Titles are in the original wording.
- Mitteilung Planwechsel ab 1.1.2027 (Frist bis 30.11.2026)
- Ersatzwahl AN-Vertretung WK 1: Rechtskraft des Wahlergebnisses
- Anordnung Gesamterneuerungswahlen Arbeitnehmervertretung 2027 - 2031
- Kennzahlen 2. Quartal 2026
- CO2-Bilanz schafft Transparenz über die betrieblichen Emissionen der LUPK
- Ergebnis der Versichertenbefragung 2026
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Recommended articles
- Swiss LPP second pillar: 2026 guide, canton of LucerneLPP contributions from 7% to 18% by age, withdrawals, buy-ins to fill gaps and planning: 2026 guide for the canton of Lucerne, with contributions and taxes in the Swiss context.
- avs and complementary services canton Lucerne compensation fundThe first pillar in the Canton of Lucerne: cantonal compensation fund, calculation of the AVS pension, contribution gaps and complementary benefits to cover the minimum living wage.