Credit Management Associate — Raiffeisen

Role overview

Tasks - Processing of credit applications: recording and checking the data entry and checking the completeness of documents, drawing up of contractual documents, opening of necessary accounts, punctual payment and recovery, archiving of fully processed credit files, closing and recovering credit positions.

• Management of credit positions: preparation of new authorisation of the debtor's overall commitment (NAG), data entry for balance sheet analysis, construction credit processing, management of the underlying mortgage data, management of the basic guarantee data, activation of the charges consisting of interest and depreciation, monitoring and execution of reminders for outstanding items. - Support to the Credit Advice in preparing credit applications and recording data for further processing.

• Detailed explanations with the Consultant Credits or with third parties (e.g. public bodies, pension funds, insurance) regarding credit processing. - Involvement/collaboration in the sectors of payment transactions, card processing and basic data

Requirements

• Experience of at least 2/3 years in the credit sector, in particular mortgage loans
• Diploma employed in commerce, preferably bank branch with professional or higher maturity
• Insecurity, flexibility, good relational skills and preparation for work in teams
• Work percentage between 80% and 100%
• Home in Malcantone and knowledge of national languages are valid as a preferential criterion

What we offer - We invite our collaborators and our collaborators to participate actively in the organization of their work and take responsibility for it. This creates various tasks that create a real added value for all people who want to promote change.