Adviser:in company customers (80-100%) — Graubündner Kantonalbank

This position is no longer active. Below you'll find the original details and similar positions.

Geographic detail

This page corresponds to the job slug berater-in-firmenkunden-80-100-graubundner-kantonalbank-chur (trailing token: Graubundner Kantonalbank Chur).

The reference location stated in the job ad is Chur, Canton of Ticino. Remote-tagged roles still retain the city reference for tax, contract and G Permit enrolment purposes.

Original description

##STR1## Graubündner Kantonalbank | online since: 15.01.2026 | “However your future will look. We at the Cantonal Bank of the Graubündner ensure that it will not be any future, but the best future of all times." Do you want to sign together with us, inspire our customers with first-class service and shape the GKB as a successful consultant bank? Are you a team-oriented personality? Then we offer you a varied environment with individual development possibilities. | from now on or by agreement # Mansioni • Comprehensive consulting and support for corporate customers • Management and development of a demanding customer portfolio • Development and settlement of financing requests • Customer advice in payment products • Recognition of customer needs in the fields of financial planning, precautions and application, with the inclusion of internal specialists • Professional representation of our bank, care and development of our own network ## • Funded bank or trust training supplements with a higher training in business • Multiannual experience in loan customer business with negotiation skills • Entrepreneurial thinking, initiative and contact-loving personality with strong customer orientation • Pleasure to expand and expand long-term customer relationships • It motivates you to achieve top performance together with the team and actively introduce you # Contatto Are you ready for your best future ever? Then we'll get you. Your contact: You can find more about this varied place by Oliver Fleischhauer, Head of Corporate Customers, Phone +41 81 256 97 95. Your contact in HR: Martina Caluori HR consultant Phone: +41 81 256 97 75 | I am interested and would like to apply

Job details

Company: Graubündner Kantonalbank
Position: Adviser:in company customers (80-100%)
Location: Chur, Ticino
Sector: Finanza / Banca
Expired on: 2026-04-29

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Find your next opportunity as a cross-border worker in Switzerland.

Information for cross-border workers

Graubündner Kantonalbank is located in Chur in the Canton of Ticino. Cross-border workers need a G Permit, renewable annually, to work in Switzerland. The Canton of Ticino applies withholding tax at variable rates on gross income. Since 2024, the New Tax Agreement introduces concurrent taxation between Italy and Switzerland.

Swiss social contributions include AVS (5.3%), unemployment insurance (1.1%) and LPP (occupational pension). Use our free tax simulator to calculate your net salary and compare the cost of living between Switzerland and Italy.

G permit and residence. To apply for this position as a cross-border worker you must reside in an Italian municipality within the 20 km border zone (Lombardy or Piedmont) and return home at least once a week. The employer files the G permit at the cantonal migration office after the contract is signed: first issuance takes 2-6 weeks and is then renewed yearly. Full-time remote work from Italy is not compatible with cross-border status; extended absences from the Italian home (more than a working week without returning) jeopardise the fiscal regime.

Net salary and the 2024 fiscal agreement. The gross salary advertised here is withheld at source by the Swiss employer at effective rates between 5 % and 19 % in the Canton of Ticino depending on income, marital status and dependants. Cross-border workers hired on or after 1 January 2024 fall under the new Italy-Switzerland concurrent regime: Italy taxes foreign employment income while granting a tax credit on Swiss withholding up to 80 %, declared in section RW of the Italian tax return. Together with social charges the typical gross-to-net gap is 18-28 %. For a personalised calculation on the gross offered by Graubündner Kantonalbank open the salary simulator.

Commute and quality of life. Working in Chur means a daily commute that depends on which crossing you use: Brogeda (A2 motorway) and Chiasso-strada cover the Mendrisiotto and Luganese areas; Stabio and Gaggiolo serve commuters from the Varese province; Ponte Tresa is the historic gateway for Luino and the Verbano lake region. At peak times a Como-Lugano leg runs 25-50 minutes; Varese-Lugano typically takes 35-60. For those considering relocation to Ticino, average rent for a 3.5-room flat in Lugano is CHF 1,500-2,200/month, against EUR 600-900 for an equivalent unit in the province of Como. The Swiss healthcare network (LAMal) offers shorter access times than the Italian SSN but at a monthly premium of CHF 350-500 per adult — a substantial line item in any net-vs-net comparison.

Frequently asked questions

What is the net salary for a cross-border worker in Ticino?: Net salary depends on gross income, marital status and number of children. In the Canton of Ticino, withholding tax ranges from about 2% to 15%. Together with AVS-AI-IPG (5.3%), unemployment insurance (1.1% up to CHF 148,200/year) and LPP (7-18% by age), the typical gross-to-net gap is 18-28%. Use our simulator for a personalised calculation against this listing.
Do cross-border workers need Swiss LAMal health insurance?: New cross-border workers since 2024 must enrol in Swiss LAMal within 3 months of starting work, unless they exercise the right of option to stay in the Italian SSN. Premiums vary by canton, insurance model (standard, family doctor, telmed, HMO) and deductible (CHF 300 minimum up to 2,500 maximum): compare LAMal premiums.
How do I get a G permit to work in the Canton of Ticino?: The G permit is filed by the employer at the cantonal migration office after the contract is signed. First issuance takes 2-6 weeks; the permit is renewed yearly up to the contractual limit. You must reside in an Italian municipality within the 20 km border zone (Lombardy or Piedmont) and return home at least once a week. Full-time remote work from Italy is not compatible with the status.
13th-month salary, vacation and overtime: what does Swiss law say?: The 13th salary is not statutory but is standard practice in Ticino and almost always specified in the contract: paid in December or split into two tranches (June + November). Minimum statutory holiday is 4 weeks (5 weeks for under-20s and over-50s with seniority). Overtime above 40-45 weekly hours, under the Labour Act (LL), is compensated with a 25% premium or equivalent time off within 14 weeks.
What documents do I need to apply for a Swiss job?: For the initial application: CV (European or Swiss format, in a cantonal language), cover letter, and a recent work certificate. After the contract is signed: valid ID card (passport recommended), Italian residence certificate, birth certificate for the G-permit filing, and — for regulated sectors (healthcare, schools, security) — recognition of the Italian degree by SBFI/SEFRI or the relevant cantonal authority, a process that takes 3-6 months.

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