2026 Safety Bonus: How to Get 50%

Context

In brief

• 2026 Security Bonus: up to 50% tax deductions for home security work
• Deductible expenses: armored doors, alarm systems, grilles, anti-smash glass
• Common mistakes: contracts with security firms are not deductible

Key facts

• What: Tax deduction for home security work
• When: From 2026, reduced to 36% for main residences and 30% for second homes from 2027
• Where: Italy, for owned or rented properties
• Who: Owners, usufructuaries, tenants, life tenants
• Amount: Up to 50% of expenses incurred, within the limit of 96,000 euros per property unit

The so-called 2026 security bonus is not an autonomous measure, but a simplified expression referring to a series of facilited interventions included in the broader renovation bonus. This was clarified by Alessandra Caparello of Immobiliare.it, explaining that the measure falls within the scope of tax deductions on real estate. The facilitation concerns expenses incurred for work aimed at improving the security of homes and reducing the risk of illegal acts such as theft, assaults, kidnappings, or other crimes.

Deductible expenses

Expenses related to home security are deductible in the 730 model, falling within the scope of the deduction for renovation. However, not all security-related expenses are deductible. For example, contracts with private security firms are not facilitated. The interventions that do fall within the deduction are: 1. Protections on doors and windows: installation or replacement of armored or reinforced doors, application or replacement of locks, bolts, padlocks, and peepholes; installation of metal shutters with locking systems; anti-smash glass. 2. External physical barriers: fences and masonry enclosures; grilles on windows; protective rolling shutters. 3. Electronic security systems: opening detectors and anti-burglary systems; burglar alarms with connected control panels; wall safes installed permanently.

All subjects who incur the expenses and have a title to the property can benefit from the facilitation. In particular: homeowners; usufructuaries or holders of real rights; tenants; life tenants. It is therefore not necessary to be the owner to access the benefit, but it is essential to be the holders of the expenses and to be able to document them correctly.

Mistakes to avoid

One of the most common mistakes is thinking that any security-related expense falls within the deduction. In reality, for example, contracts with private security firms are not facilitated. In other words, the bonus only applies to expenses incurred for work on the properties.

How to obtain the bonus

The so-called security bonus does not have an autonomous percentage, but follows the rules of the renovation bonus. Under current regulations, the deduction is generally equal to 50% of the expenses incurred, within the overall limit provided for building interventions (up to 96,000 euros per property unit, according to current rules) for the main residence; 36% for properties other than the main residence. The deduction is not refunded immediately, but is divided into 10 annual equal installments.

Starting from 2027, an important change is expected in the deduction system: the current percentages will be reduced. In particular, the facilitation will drop to 36% for interventions on the main residence, while for second homes the rate will be further reduced to 30%.

Operational details

Implications for cross-border workers

The 2026 security bonus represents an interesting opportunity for cross-border workers who own or rent a property in Italy. The tax deduction of up to 50% of the expenses incurred for security work can be a significant incentive to improve the security of their homes. However, it is important to be aware of the specific regulations and the expenses that actually qualify for the deduction.

Comparison with the previous situation

Before the introduction of this incentive, expenses for home security were not deductible. The new measure represents a significant step forward to encourage structural interventions that make unauthorized access to properties more difficult. This is particularly relevant in a context where home security is a growing concern.

Practical scenarios

Imagine a cross-border worker who decides to install a reinforced door and an anti-theft system in their home in Italy. The expenses incurred for these interventions could be deducted up to 50%, provided they are properly documented and fall within the eligible categories. It is essential to keep all invoices and documents related to the work carried out to benefit from the deduction.

Comparisons with other incentives

The 2026 security bonus fits into the broader context of tax deductions for property renovations. It is important to compare this incentive with other similar measures, such as the building renovation bonus, to understand which one is the most advantageous based on your specific needs. For example, if you are planning a comprehensive renovation, it might be more convenient to benefit from the general renovation bonus rather than the security bonus.

Procedures to obtain the bonus

To obtain the 2026 security bonus, it is necessary to follow some specific procedures. First of all, it is important to ensure that the expenses incurred fall within the eligible categories. Subsequently, it is necessary to keep all invoices and documents related to the work carried out. Finally, at the time of the tax return, it is possible to indicate the deductible expenses in the model 730 or in the model Redditi PF, depending on your tax situation.

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Key points

Concrete steps to obtain the bonus

1. Identify deductible expenses: Ensure that the expenses incurred fall into the eligible categories, such as armored doors, burglar alarms, grilles, anti-smash glass, etc. 2. Keep documentation: Keep all invoices and documents related to the work carried out. It is essential to have complete and accurate documentation to benefit from the deduction. 3. File your income tax return: When filing your income tax return, indicate the deductible expenses in the 730 form or the Redditi PF form, depending on your tax situation. 4. Division into annual installments: The deduction is not refunded immediately, but is divided into 10 annual installments of equal amount.

Useful tools

To help you calculate the deduction and better understand the procedures, you can use the salary calculator available on our site. This tool will allow you to estimate the amount of the deduction and plan your expenses in the best way.

Final CTA

If you need further information or assistance, do not hesitate to contact us. Our team of experts is at your disposal to help you navigate the complex world of tax deductions and maximize the benefits for your specific situation. Use the salary calculator to get a personalized estimate of your tax deductions.

Source: varesenoi.it