NASpI for cross-border workers: requirements and calculation (cross-border guide)

Di Valerie Linc · Published on

Discover the requirements for NASpI in Italy, how to calculate it, and the differences with Swiss unemployment benefits.

Contesto

TL;DR - NASpI supports Italian cross-border workers in Switzerland who lose their job involuntarily. - Requires 13 weeks of contributions in 4 years and 30 days of work in the past year. - NASpI amount is calculated based on average salary, with a maximum of €1,470.99 monthly in 2026. ## Key facts - Beneficio: NASpI (Nuova Assicurazione Sociale per l'Impiego) - Gestito da: INPS (Istituto Nazionale della Previdenza Sociale) - Contributi minimi: 13 settimane di contributi negli ultimi 4 anni - Giorni di lavoro: Almeno 30 giorni di lavoro negli ultimi 12 mesi - Massimale mensile: €1,470.99 nel 2026 - Durata massima: 24 mesi, pari alla metà delle settimane lavorate negli ultimi 4 anni - Scadenza domanda: 68 giorni dalla cessazione del rapporto di lavoro - Riduzione: 3% al mese a partire dal quarto mese For cross-border workers who are employed in Switzerland but reside in Italy, it is crucial to understand the rules of NASpI, the New Social Insurance for Employment, an unemployment benefit managed by INPS. This financial measure serves as essential support for those who lose their job, but it comes with specific requirements and calculation methods that must be understood. ## What are the requirements for NASpI? To qualify for NASpI, Italian cross-border workers must meet the following criteria: - Have lost their job in Switzerland involuntarily (dismissal). - Have accumulated at least 13 weeks of contributions in the 4 years preceding the end of the employment relationship. - Have worked at least 30 actual days in the 12 months prior. It is important to note that contributions paid in Switzerland are considered for the calculation of NASpI, thanks to bilateral agreements between Italy and Switzerland. However, in cases of dismissal for just cause or voluntary resign...

Dettagli operativi

Calculation of NASpI amount and duration The amount of NASpI is based on the average salary of the last 4 years of work, including contributions paid in Switzerland. In 2026, the maximum monthly cap is set at €1,470.99. Generally, the benefit corresponds to: - 75% of the average monthly salary earned up to €1,352.19; - Beyond this threshold, an additional 25% of the difference between the salary and €1,352.19 is added. The duration of the benefit is equal to half the weeks worked in the previous 4 years, up to a maximum of 24 months. For example, a cross-border worker who has worked continuously for 18 months will be eligible to receive NASpI for 9 months. > 'NASpI is an important form of protection for cross-border workers, but it is essential to understand the rules to benefit from it smoothly,' emphasizes an INPS expert in Como. ⚠️ Attention: The NASpI amount is subject to a progressive reduction of 3% per month starting from the fourth month.

Punti chiave

How to apply and useful tips for cross-border workers To apply for NASpI, you need to submit an online application on the INPS portal, using SPID, CIE, or CNS. Alternatively, you can contact a patronage office or call the INPS contact center. The application must be submitted within 68 days from the termination of the employment relationship. Once approved, the benefit is paid monthly into a bank account. 💡 Practical tips for cross-border workers: - Keep all relevant documentation (contracts, payslips, dismissal letter). - Verify the correct transmission of work contributions from Switzerland to Italy. - Use our net salary calculator to estimate your average income and check the NASpI amount. In the economic context of Canton Ticino and border regions, being informed about your rights is essential to face potential periods of unemployment. For more details on application procedures, consult our complete unemployment guide. Source: editorial analysis by Frontaliere Ticino, INPS data updated to 2026.

Punti chiave

[{"q":"What are the requirements for the NASpI and how do you calculate the amounts?","a":"In order to benefit from the NASpI, the Italian border guards must have lost their work in Switzerland in an unintentional manner, having accumulated at least 13 weeks of contribution in the previous four years and having worked at least 30 days in the previous 12 months. The amount of the NASpI is based on the average pay of the last 4 years, including contributions paid in Switzerland, and may vary from 75% of the average monthly pay up to 100% of the difference between pay and 1.352.19€."},{"q":"How to manage the progressive reduction of 3% per month of the NASpI from the fourth month?","a":"The reduction of 3% per month on the NASpI starts from the fourth month. For example, if the allowance is of 1.000€, from the fourth month will be 970€, then 940,70€, and so on. This calculation applies until the end of the expected maximum duration (up to 24 months)."},{"q":"How does the period of residence in Italy affect the perception of the NASpI for frontier workers?","a":"The residence in Italy does not directly affect the NASpI, which is based on the contribution and interruption of work in Switzerland. However, it is important to maintain the Italian residence to benefit from Italian social benefits and comply with the laws."}]

Frequently Asked Questions
What are the requirements for the NASpI and how do you calculate the amounts?
In order to benefit from the NASpI, the Italian border guards must have lost their work in Switzerland in an unintentional manner, having accumulated at least 13 weeks of contribution in the previous four years and having worked at least 30 days in the previous 12 months. The amount of the NASpI is based on the average pay of the last 4 years, including contributions paid in Switzerland, and may vary from 75% of the average monthly pay up to 100% of the difference between pay and 1.352.19€.
How to manage the progressive reduction of 3% per month of the NASpI from the fourth month?
The reduction of 3% per month on the NASpI starts from the fourth month. For example, if the allowance is of 1.000€, from the fourth month will be 970€, then 940,70€, and so on. This calculation applies until the end of the expected maximum duration (up to 24 months).
How does the period of residence in Italy affect the perception of the NASpI for frontier workers?
The residence in Italy does not directly affect the NASpI, which is based on the contribution and interruption of work in Switzerland. However, it is important to maintain the Italian residence to benefit from Italian social benefits and comply with the laws.

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