Living in Besozzo and working in Ticino as a border worker (cross-border guide)

Context

In a nutshell

• The new Frontier Agreement was signed on 23 December 2020 and enters into force on 1 January 2024.
• The border crossing that moves to Besozzo can enjoy a quick connection with Ticino, with travel times of 20-30 minutes.
• The cost of living in Besozzo is lower than in other places in Ticino.

Live your work experience in Ticino as a border worker in Besozzo

If you are a frontier worker interested in moving to Besozzo to work in Ticino, it is important to consider the advantages and opportunities that this new agreement can offer. Besozzo is a strategic location that offers a quick connection to Ticino, with travel times of 20-30 minutes.

The cost of living in Besozzo is lower than in other places in Ticino, such as Lugano, which is known for being one of the most expensive cities in Switzerland. According to 2022 data, the house price in Besozzo is about CHF 4,500 per square meter, while in Lugano it is about CHF 6,500 per square meter.

In addition, the new Frontier Agreement also provides tax breaks for borders that move to Besozzo to work in Ticino. According to the legislation in force since 1 January 2024, borders can benefit from a tax deduction of 20% on their income for the first three years of work.

Operational checklists for borders moving to Besozzo

To move to Besozzo and work in Ticino, it is important

Operational details

Living in Besozzo and working in Ticino as a border worker

Key facts

• What: The border worker who moves to Besozzo can enjoy a quick connection with Ticino.
• When: The Frontier Agreement enters into force on 1 January 2024.
• Where: Besozzo, Ticino.
• Who: The borderman.
• Amount: The cost of living in Besozzo is lower than in other places in Ticino.

The advantages of living in Besozzo

Ticino is a region in the south of Switzerland that offers an attractive working environment and an excellent quality of life. However, for frontier workers, the choice of a place of residence can also be influenced by the cost of living. In this regard, Besozzo presents itself as an interesting choice. According to data from the Municipality of Besozzo, the cost of living in the town is lower than that of other towns in Ticino, such as Lugano or Bellinzona.

How the Frontier Agreement works

The Frontier Agreement is an international agreement that provides for the possibility for frontier workers to work and live in a region bordering their nationality. In this case, border crossers who move to Besozzo can enjoy a quick connection with Ticino. The agreement comes into force from 1 January 2024 and provides for the possibility for border workers to work in a region of Ticino without having to obtain a work permit.

Concrete examples

A concrete example is that of a border worker who works in

Useful tools to protect your net income

To reduce FX leakage, compare CHF-EUR exchange options and banks for cross-border workers.

Key points

Action

• If you are a border worker moving to Besozzo, make sure you know the new rules of the Border Agreement, which provide for the possibility of stay of 90 days a year for border workers, with the obligation to submit the declaration of presence.
• Prepare your transfer in advance, by choosing a home in Besozzo, such as an apartment for rent in Locarno or a home owned in Bellinzona, and informing yourself about the new rules, such as the Immigration and Living Conditions (Rico) Regulation of 18 April 2017.
• Contact your financial advisor to find out how the new rules of the Frontier Agreement may affect your income, bearing in mind that the incomes of frontier workers are subject to taxation in Switzerland and Italy, and that it is possible to claim the deduction of social security contributions paid in Switzerland.
• Make sure you have basic insurance for medical benefits, such as Canton Ticino basic insurance, and that you have registered with the Canton Ticino Healthcare Service (SAS).

Operational Checklists

• Check if you have the necessary requirements to work as a border worker in Switzerland, such as the validity of the residence permit, basic insurance for medical benefits and registration with the SAS of the Canton of Ticino.
• Choose a home in Besozzo and find out about the new regulations, such as

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