Increase Minimum Franchise | Frontaliere Ticino
Increase Minimum Franchise — free tools and expert guides for cross-border workers (frontalieri) between Switzerland and Italy. Compare salaries, tax, LAMal health insurance, pensions, and cost of living in Ticino. Updated 2026.
Context
Ticino's health insurance fund is already one of the most expensive in Switzerland, with premiums rising every year and a participation in home care that will be called upon to pay users. Now, the Federal Council's proposal to increase the minimum deductible from 300 to 400 francs is causing concerns among Ticino consumers. Antonella Crüzer, general secretary of the Swiss Italian Consumers and Consumers Association, stated that 'the proposal is a shirking of responsibility by the state that affects, among other things, the most vulnerable segments of the population: the elderly and chronically ill.' Crüzer also stated that 'the measure is justified by the desire to hold the insured accountable. But what is missing is the state's accountability, which has been sleeping on the laurels for years.' Crüzer also criticized the idea of increasing the minimum deductible, saying that 'it is too easy to cover up the holes by calling on the insured to be responsible.' Crüzer also stated that 'the system needs to be radically reformed.' The Federal Council's proposal to increase the minimum deductible from 300 to 400 francs was presented last Monday and has already raised several concerns among Ticino consumers. The proposal was presented by the Federal Department of Economy, Finance and Education, which explained that the increase in the minimum deductible is necessary to ensure the sustainability of the health insurance fund. However, the proposal has been criticized by many Ticino consumers, who stated that the increase in the minimum deductible will be an additional burden on families and businesses in the canton. Antonella Crüzer, general secretary of the Swiss Italian Consumers and Consumers Association, stated that 'the proposal is a shirking of responsibility by the state t...
Operational details
It is worth noting that the Ticino health insurance fund is already one of the most expensive in Switzerland. The increase in the minimum deductible from 300 to 400 francs will be an additional burden on families and businesses in the canton. To avoid increasing the minimum deductible, it is essential to work on radically reforming the health insurance fund. Antonella Crüzer, general secretary of the Swiss Italian Consumers and Consumers Association, stated that 'the system needs to be radically reformed.' Regarding the proposal to increase the minimum deductible, it is worth noting that the Federal Council presented the proposal last Monday and has already raised several concerns among Ticino consumers. The proposal was presented by the Federal Department of Economy, Finance and Education, which explained that the increase in the minimum deductible is necessary to ensure the sustainability of the health insurance fund. However, the proposal has been criticized by many Ticino consumers, who stated that the increase in the minimum deductible will be an additional burden on families and businesses in the canton. To avoid increasing the minimum deductible, it is essential to work on radically reforming the health insurance fund. Antonella Crüzer, general secretary of the Swiss Italian Consumers and Consumers Association, stated that 'the system needs to be radically reformed.' ## Recommended tools For an updated estimate, use the net salary calculator and the CHF-EUR exchange comparator.
Key points
Regarding the minimum deductible, it is essential to remember that the Ticino health insurance fund is already one of the most expensive in Switzerland. The increase in the minimum deductible from 300 to 400 francs will be an additional burden on families and businesses in the canton. To avoid increasing the minimum deductible, it is essential to work on radically reforming the health insurance fund. Antonella Crüzer, general secretary of the Swiss Italian Consumers and Consumers Association, stated that 'the system needs to be radically reformed.' Regarding the proposal to increase the minimum deductible, it is worth noting that the Federal Council presented the proposal last Monday and has already raised several concerns among Ticino consumers. The proposal was presented by the Federal Department of Economy, Finance and Education, which explained that the increase in the minimum deductible is necessary to ensure the sustainability of the health insurance fund. However, the proposal has been criticized by many Ticino consumers, who stated that the increase in the minimum deductible will be an additional burden on families and businesses in the canton. To avoid increasing the minimum deductible, it is essential to work on radically reforming the health insurance fund. Antonella Crüzer, general secretary of the Swiss Italian Consumers and Consumers Association, stated that 'the system needs to be radically reformed.' For a precise calculation of your net salary as a cross-border worker, use our comparator: the most complete tool to compare your take-home pay between G and B permits, with all tax and social deductions updated to 2026.