AHV/IV: digital data available from 2028
The National Council has approved the new law on information systems for social insurances. Savings of 35 million francs
Contesto
In brief - AVS/AI data digitally consultable from 2028 - Savings of 35 million francs per year - Optional platform for insured individuals ## Key facts - What: New law on information systems of social insurances - When: Approved on April 29, 2026, expected to come into force in 2028 - Where: Switzerland, with impact on cross-border workers in Ticino - Who: National Council, Federal Council, Central Compensation Office - Amount: Savings of 35 million francs per year, including 25 million in postal expenses The National Council has approved the new law on information systems of social insurances, which will allow insured individuals to consult their AVS and AI files in digital format. The project, supported by the parliamentary groups of the PS, the Centre, the PLR, the Greens and the Green Liberals, was approved with 131 votes in favor and 62 against. The UDC expressed its dissent, fearing excessive centralization. The dossier will now pass to the Council of States. Currently, insured individuals who wish to obtain information about their first pillar must wait several weeks for a response, as data exchange is not automated and often relies on PDF or paper documents. The new digital platform will allow significant savings, estimated at 35 million francs per year, including 25 million in postal expenses. ### Implications for cross-border workers Insured individuals will be able to use the platform to provisionally calculate their AVS pension, check for any contribution gaps or verify if employers have correctly paid contributions. The use of the platform will remain optional and will require authentication through an electronic identity recognized by the Government. Executive bodies and insurers will, however, have a legal obligation to communicate with each other ele...
Dettagli operativi
Advantages of Digitalization The digitalization of AVS/AI data will bring numerous benefits for cross-border workers and insured individuals in general. Among the main advantages are: - Reduced waiting times: Currently, obtaining information about one's first pillar can take several weeks. With the new platform, waiting times will be significantly reduced, allowing insured individuals to quickly access their data. - Greater transparency: The ability to consult one's files in digital format and receive annual extracts of the contributions paid will increase transparency and allow insured individuals to more easily monitor their contributions. - Economic savings: Digitalization will lead to estimated savings of 35 million francs per year, of which 25 million in postal expenses. These savings can be reinvested in other sectors of the pension system. ### Comparison with the Current Situation Currently, the exchange of data related to social insurance is not automated and often relies on documents in PDF or paper format. This process is not only slow but also prone to errors and inefficiencies. The new digital platform will allow the standardization of electronic data exchange, reducing the risk of errors and improving the overall efficiency of the system. ### Practical Scenarios Imagine a cross-border worker who works in Switzerland and resides in Italy. With the new digital platform, this cross-border worker will be able to: - Calculate their AVS pension: Using the platform, the cross-border worker can provisionally calculate their AVS pension, facilitating financial planning for retirement. - Verify contributions paid: The cross-border worker can check if their AVS contributions have been correctly paid by their employers, avoiding any contribution gaps. - Receive ann...
Punti chiave
What to do to access the platform To access the new AVS/AI digital platform, insured individuals will need to follow these steps: 1. Registration: Register on the platform using an electronic identity recognized by the Government. 2. Authentication: Log in to the platform using the credentials provided during registration. 3. Data consultation: Access your AVS and AI files and consult the available data. 4. Pension calculation: Use the tools available on the platform to provisionally calculate your AVS pension. 5. Contribution verification: Check if AVS contributions have been correctly paid by employers and report any contribution gaps. 6. Receiving annual statements: Automatically receive an annual statement of AVS contributions paid and constantly monitor your pension situation. ### Useful tools To facilitate access to the new platform and the management of your AVS/AI data, insured individuals can use the following tools: - AVS pension calculator: An online tool that allows you to provisionally calculate your AVS pension. - Contribution verification: A tool that allows you to check if AVS contributions have been correctly paid by employers. - Annual statements: A tool that allows you to automatically receive an annual statement of AVS contributions paid. ### Conclusion The new law on information systems for social insurances represents a significant step towards greater transparency and efficiency in the management of AVS/AI contributions. For cross-border workers who work in Switzerland and reside in Italy, this new digital platform will offer numerous advantages, including reduced waiting times, greater transparency, and the ability to constantly monitor your pension situation. To learn more, consult the AVS pension calculator. Source: tio.ch
Punti chiave
[{"q":"When will the new law on social insurance information systems come into force?","a":"The new law will come into force in 2028, as planned by the Federal Council. Insured persons will be able to start using the digital platform from that date."},{"q":"Who will bear the costs of the new digital platform?","a":"The costs of the new digital platform will be covered by the savings generated by digitization, estimated at 35 million francs per year. These savings include 25 million francs in postal expenses."},{"q":"What happens if an insured person does not use the digital platform?","a":"The use of the digital platform remains optional for insured persons. However, those who choose not to use the platform will continue to receive their AVS/AI files in paper or PDF format, as is currently the case."}]
Frequently Asked Questions
- When will the new law on social insurance information systems come into force?
- The new law will come into force in 2028, as planned by the Federal Council. Insured persons will be able to start using the digital platform from that date.
- Who will bear the costs of the new digital platform?
- The costs of the new digital platform will be covered by the savings generated by digitization, estimated at 35 million francs per year. These savings include 25 million francs in postal expenses.
- What happens if an insured person does not use the digital platform?
- The use of the digital platform remains optional for insured persons. However, those who choose not to use the platform will continue to receive their AVS/AI files in paper or PDF format, as is currently the case.