What If Scenarios | Frontaliere Ticino
What If Scenarios — free tools and expert guides for cross-border workers (frontalieri) between Switzerland and Italy. Compare salaries, tax, LAMal health insurance, pensions, and cost of living in Ticino. Updated 2026.
The "What If" simulator lets you change one parameter at a time — marital status, distance from the border, number of children, work percentage, canton — and instantly see the impact on monthly and annual net salary, so you can evaluate real decisions before making them.
Each scenario is calculated with the same rules as the main simulator: Swiss social deductions, cantonal withholding tax, and CHF-EUR conversion. Differences are highlighted visually for quick comparison.
This tool is particularly useful when evaluating a change of residence, a marriage, the birth of a child, or a switch to part-time work: all situations that significantly modify a cross-border worker's taxation.
This page is part of Frontaliere Ticino, the reference platform for cross-border workers between Switzerland (Canton Ticino) and Italy. Find practical tools, updated data, and verified information.
Content is designed to help cross-border workers make informed decisions about taxation, pensions, transportation, cost of living, and administrative procedures.
Frequently asked questions
- How does the What-If simulator for cross-border workers work?
- Enter your current scenario (salary, marital status, children, residence) and then modify one or more variables to see in real time how your net pay changes. For example: what happens if a child arrives? If you change residence? If your salary increases by 10%?
- What scenarios can I simulate?
- You can simulate: birth of a child (impact on deductions and allowances), change of marital status (marriage/divorce), salary increase or decrease, change of residential area (within/beyond 20 km from the border), switch from old to new cross-border worker status, and CHF/EUR exchange rate variation.
- Is the What-If simulation reliable?
- The simulation uses the same tax tables as the main calculator: Ticino withholding tax rates 2026, IRPEF brackets, AVS/LPP/AC contributions. Results are indicative estimates, not professional tax advice.